{"name":"1st Nationwide Mortgage","domain":"1stnwm.com","url":"https://optimly.ai/brand/1st-nationwide-mortgage","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"1st Nationwide Mortgage is a mortgage lender and broker specializing in non-QM, investor, residential, and commercial real estate financing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"description","label":"Description","shape":"text","content":"1st Nationwide Mortgage Corp. has provided mortgage lending for over 20 years, helping homeowners, homebuyers, self-employed borrowers, real estate investors, realtors, home builders, and business owners. The company is based in Irvine, California, and lends and brokers across multiple states.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To provide a loan for everyone who qualifies and make the lending experience as effortless as possible through broad mortgage expertise, straightforward answers, and financing options tailored to borrowers' circumstances.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://1stnwm.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Straightforward, accessible, reassuring, and expertise-driven, with an emphasis on plain-English explanations and personalized service.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"2005","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"100 Spectrum Center Dr #900, Irvine, CA 92618, Orange County, California","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps borrowers who may not fit traditional lending criteria obtain financing, including self-employed borrowers whose tax returns understate their income, investors qualifying through property cash flow, borrowers seeking no-income or asset-based options, and buyers needing conventional or government-backed mortgages.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Non-QM mortgage lending\nMortgage brokering\nBank statement loans using 12–24 months of personal or business deposits\nDSCR investor loans based on rental property cash flow\nNONI investment loans\n1099 and asset-based lending\nBridge loans\nCommercial real estate financing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Bank Statement Loans\nDSCR Investor Loans\nNONI Investment Loans\nConventional Mortgages\nFHA Loans\nVA Loans\nUSDA Loans\nJumbo Mortgages","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The company describes its lending programs as available at an affordable price and offers pre-qualification with no obligation and no cost. Specific pricing and rates are not provided.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Mortgage lending, residential real estate finance, investment property finance, and commercial real estate finance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Homeowners, homebuyers, self-employed borrowers, business owners, freelancers, gig workers, real estate investors, foreign buyers and nationals, realtors, home builders, and commercial real estate investors and business owners.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Self-employed borrowers and real estate investors seeking non-QM financing, especially bank statement, DSCR, NONI, bridge, or commercial real estate loans when conventional qualification does not reflect their income, assets, or investment strategy.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Purchasing a primary residence, second home, or investment property\nRefinancing a mortgage to lower the rate or payment\nCash-out refinancing for home improvements, debt consolidation, or new investments\nQualifying for a mortgage with personal or business bank statements instead of tax returns\nFinancing rental properties based on property cash flow through DSCR loans\nFinancing multiple investment properties beyond the conventional 10-property limit\nObtaining no-income or no-income-documentation investment financing\nImmediate cash-out refinancing without ownership seasoning","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to mortgage financing when traditional lenders decline the borrower\nQualification based on actual bank deposits or rental property income\nAbility to finance investment properties without personal income documentation in eligible programs\nAccess to financing for purchases, refinancing, cash-out, and commercial real estate acquisitions\nPre-qualification in minutes with no credit-score impact stated on the application page\nPersonalized guidance from dedicated loan officers rather than a call center","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnwm.com","updated_at":"2026-11-08T02:42:21.101385+00:00"}]}],"last_refreshed_at":"2026-11-08T02:42:21.107013+00:00","last_changed_at":"2026-11-08T02:42:21.112531+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=919d314d-5871-4c8c-ad17-180d57678c82"}