{"name":"Acom","domain":"acom.co.jp","url":"https://optimly.ai/brand/acom","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Acom is a Japanese financial services company offering loans, credit cards, credit guarantees, overseas finance, and related services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"description","label":"Description","shape":"text","content":"Acom Co., Ltd. operates loan, credit card, credit guarantee, overseas finance, and receivables management businesses. Its consumer offerings include card loans, credit cards, business support card loans, and refinancing loans, supported by digital services such as the myac smartphone app.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Based on respect for human dignity and putting customers first, Acom aims to contribute to enjoyable and affluent personal lives and improve lifestyle through creative and innovative management.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Masataka Kinoshita is Representative Director, President and Executive Officer. Shigeyoshi Kinoshita is Representative Director and Chairman; Hiroshi Naruse is Representative Director and Vice Chairman.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://acom.co.jp","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Customer-first, reassuring, accessible, and service-oriented, with an emphasis on trust, respect, convenience, and innovation.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"Founded April 2, 1936; incorporated October 23, 1978.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Higashi-Shimbashi, Minato-ku, Tokyo, Japan.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Acom is part of the Mitsubishi UFJ Financial Group (MUFG) group. Its parent company is Mitsubishi UFJ Financial Group, Inc.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Acom provides access to personal and business financing, credit card services, credit guarantees, and repayment support for customers with funding needs. Its digital and ATM services are designed to make borrowing, repayment, and account management more convenient.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Consumer lending and card loans\nCredit card services\nBusiness support card loans\nRefinancing loans\nCredit guarantee services\nOverseas consumer finance and installment lending\nReceivables management and collection\nDigital account management through the myac smartphone app","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Acom card loan\nAC MasterCard credit card\nBusiness support card loan\nRefinancing loan\nmyac official smartphone app","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, including consumer finance, lending, credit cards, credit guarantees, and overseas retail finance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals seeking personal financing, credit cards, or refinancing; business customers using business support loans; and financial institutions and partners using Acom’s credit guarantee services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals in Japan with personal funding needs, customers seeking card-based borrowing or credit card services, small business customers needing business support financing, and financial institutions seeking credit guarantee partnerships.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Applying for a personal card loan\nChecking borrowing eligibility through a three-second diagnosis\nUsing a credit card for purchases\nObtaining business support financing\nRefinancing existing borrowing\nBorrowing and repaying through the myac smartphone app without a physical card\nLocating nearby ATMs and automated contract machines\nProviding credit guarantees for partner financial institutions","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Convenient access to personal and business financing\nFaster initial borrowing eligibility checks\nMore convenient borrowing and repayment through digital services\nCard-free borrowing and repayment through the smartphone app\nVisibility into usage status and credit card information\nAccess to nationwide ATM and automated contract machine services\nFinancing support for customers in overseas ASEAN markets","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acom.co.jp","updated_at":"2026-11-07T05:53:06.878954+00:00"}]}],"last_refreshed_at":"2026-11-07T05:53:06.912809+00:00","last_changed_at":"2026-11-07T05:53:06.921690+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=24efb49d-8fd9-4574-9b7b-b1329192cb98"}