# Acom > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/acom - **Dataset:** https://optimly.ai/brand/acom.json - **Markdown:** https://optimly.ai/brand/acom/llms.txt - **Official website:** https://acom.co.jp - **Slug:** acom - **Categories:** fintech-financial-services ## Overview - **Tagline:** Acom is a Japanese financial services company offering loans, credit cards, credit guarantees, overseas finance, and related services. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Description:** Acom Co., Ltd. operates loan, credit card, credit guarantee, overseas finance, and receivables management businesses. Its consumer offerings include card loans, credit cards, business support card loans, and refinancing loans, supported by digital services such as the myac smartphone app. Source: Brand's website (https://acom.co.jp) · 2026-11-07 ## Identity - **Mission:** Based on respect for human dignity and putting customers first, Acom aims to contribute to enjoyable and affluent personal lives and improve lifestyle through creative and innovative management. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Founders & leadership:** Masataka Kinoshita is Representative Director, President and Executive Officer. Shigeyoshi Kinoshita is Representative Director and Chairman; Hiroshi Naruse is Representative Director and Vice Chairman. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Website:** https://acom.co.jp Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Voice & tone:** Customer-first, reassuring, accessible, and service-oriented, with an emphasis on trust, respect, convenience, and innovation. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Founded:** Founded April 2, 1936; incorporated October 23, 1978. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Headquarters:** Higashi-Shimbashi, Minato-ku, Tokyo, Japan. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Parent ownership:** Acom is part of the Mitsubishi UFJ Financial Group (MUFG) group. Its parent company is Mitsubishi UFJ Financial Group, Inc. Source: Brand's website (https://acom.co.jp) · 2026-11-07 ## Offerings - **Problem solved:** Acom provides access to personal and business financing, credit card services, credit guarantees, and repayment support for customers with funding needs. Its digital and ATM services are designed to make borrowing, repayment, and account management more convenient. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Core capabilities:** - Consumer lending and card loans - Credit card services - Business support card loans - Refinancing loans - Credit guarantee services - Overseas consumer finance and installment lending - Receivables management and collection - Digital account management through the myac smartphone app Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Products / SKUs:** - Acom card loan - AC MasterCard credit card - Business support card loan - Refinancing loan - myac official smartphone app Source: Brand's website (https://acom.co.jp) · 2026-11-07 ## Audience - **Target industry:** Financial services, including consumer finance, lending, credit cards, credit guarantees, and overseas retail finance. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Customer base:** Individuals seeking personal financing, credit cards, or refinancing; business customers using business support loans; and financial institutions and partners using Acom’s credit guarantee services. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Ideal customer profile:** Individuals in Japan with personal funding needs, customers seeking card-based borrowing or credit card services, small business customers needing business support financing, and financial institutions seeking credit guarantee partnerships. Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Use cases:** - Applying for a personal card loan - Checking borrowing eligibility through a three-second diagnosis - Using a credit card for purchases - Obtaining business support financing - Refinancing existing borrowing - Borrowing and repaying through the myac smartphone app without a physical card - Locating nearby ATMs and automated contract machines - Providing credit guarantees for partner financial institutions Source: Brand's website (https://acom.co.jp) · 2026-11-07 - **Customer outcomes:** - Convenient access to personal and business financing - Faster initial borrowing eligibility checks - More convenient borrowing and repayment through digital services - Card-free borrowing and repayment through the smartphone app - Visibility into usage status and credit card information - Access to nationwide ATM and automated contract machine services - Financing support for customers in overseas ASEAN markets Source: Brand's website (https://acom.co.jp) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.