{"name":"Asia Commercial Bank","domain":"acb.com.vn","url":"https://optimly.ai/brand/asia-commercial-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Asia Commercial Bank (ACB) is a Vietnamese commercial bank serving individual, business, and priority banking customers through branch and digital banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"description","label":"Description","shape":"text","content":"Asia Commercial Bank, also known as ACB, provides banking and financial services for individuals, small and medium-sized enterprises, large enterprises, and priority customers. Its offerings include digital banking, accounts, lending, savings, cards, insurance, foreign exchange, payments, trade finance, securities services, and business financial solutions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"}]},{"header":"Identity","sections":[{"key":"website","label":"Website","shape":"text","content":"https://acb.com.vn","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides individuals and businesses with access to banking, lending, savings, payments, cards, foreign exchange, trade finance, and digital banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Digital banking through ACB ONE and ACB ONE BIZ\nPersonal banking and payment accounts\nBusiness banking and financial solutions\nLending and credit services\nSavings and term deposits\nCard services\nInsurance services\nForeign exchange and international money transfers","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"ACB ONE digital banking\nACB ONE BIZ digital banking\nPayment accounts\nPersonal loans\nBusiness loans\nSavings and term deposits\nPersonal and business cards\nInsurance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"ACB states that its average lending rate for newly disbursed loans in September 2026 was 9.53% per year, with an average deposit-and-lending rate spread of 2.64% per year. The bank notes that the average lending rate is not the rate applicable to every individual loan.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, small and medium-sized enterprises, large enterprises, and priority banking customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individual banking customers, small and medium-sized businesses, large enterprises, and customers seeking priority banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing personal or business payment accounts\nDigital banking through ACB ONE or ACB ONE BIZ\nBorrowing for personal or business needs\nSaving through savings accounts and term deposits\nUsing personal or business cards\nMaking domestic and international payments\nSending and receiving money internationally\nManaging foreign exchange exposure","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Customers can open an ACB ONE account in one minute and receive offers throughout the year.\nCustomers can earn points and redeem rewards through ACB Rewards.\nCustomers can access guidance for safer digital banking and card transactions.\nBusinesses can access payment, payroll, foreign exchange, trade finance, and other financial solutions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://acb.com.vn","updated_at":"2026-11-08T02:46:58.167896+00:00"}]}],"last_refreshed_at":"2026-11-08T02:46:58.176321+00:00","last_changed_at":"2026-11-08T02:46:58.184376+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=c6ebf648-508e-4ebc-8079-0dd1f541619b"}