# Asia Commercial Bank

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08.

- **Brand record:** https://optimly.ai/brand/asia-commercial-bank
- **Dataset:** https://optimly.ai/brand/asia-commercial-bank.json
- **Markdown:** https://optimly.ai/brand/asia-commercial-bank/llms.txt
- **Official website:** https://acb.com.vn
- **Slug:** asia-commercial-bank
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Asia Commercial Bank (ACB) is a Vietnamese commercial bank serving individual, business, and priority banking customers through branch and digital banking services.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Description:** Asia Commercial Bank, also known as ACB, provides banking and financial services for individuals, small and medium-sized enterprises, large enterprises, and priority customers. Its offerings include digital banking, accounts, lending, savings, cards, insurance, foreign exchange, payments, trade finance, securities services, and business financial solutions.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

## Identity

- **Website:** https://acb.com.vn
Source: Brand's website (https://acb.com.vn) · 2026-11-08

## Offerings

- **Problem solved:** Provides individuals and businesses with access to banking, lending, savings, payments, cards, foreign exchange, trade finance, and digital banking services.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Core capabilities:**
  - Digital banking through ACB ONE and ACB ONE BIZ
  - Personal banking and payment accounts
  - Business banking and financial solutions
  - Lending and credit services
  - Savings and term deposits
  - Card services
  - Insurance services
  - Foreign exchange and international money transfers
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Products / SKUs:**
  - ACB ONE digital banking
  - ACB ONE BIZ digital banking
  - Payment accounts
  - Personal loans
  - Business loans
  - Savings and term deposits
  - Personal and business cards
  - Insurance
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Pricing:** ACB states that its average lending rate for newly disbursed loans in September 2026 was 9.53% per year, with an average deposit-and-lending rate spread of 2.64% per year. The bank notes that the average lending rate is not the rate applicable to every individual loan.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Customer base:** Individuals, small and medium-sized enterprises, large enterprises, and priority banking customers.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Ideal customer profile:** Individual banking customers, small and medium-sized businesses, large enterprises, and customers seeking priority banking services.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Use cases:**
  - Opening and managing personal or business payment accounts
  - Digital banking through ACB ONE or ACB ONE BIZ
  - Borrowing for personal or business needs
  - Saving through savings accounts and term deposits
  - Using personal or business cards
  - Making domestic and international payments
  - Sending and receiving money internationally
  - Managing foreign exchange exposure
Source: Brand's website (https://acb.com.vn) · 2026-11-08

- **Customer outcomes:**
  - Customers can open an ACB ONE account in one minute and receive offers throughout the year.
  - Customers can earn points and redeem rewards through ACB Rewards.
  - Customers can access guidance for safer digital banking and card transactions.
  - Businesses can access payment, payroll, foreign exchange, trade finance, and other financial solutions.
Source: Brand's website (https://acb.com.vn) · 2026-11-08

Page last updated 2026-11-08.

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