# Bank Capital

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/bank-capital
- **Dataset:** https://optimly.ai/brand/bank-capital.json
- **Markdown:** https://optimly.ai/brand/bank-capital/llms.txt
- **Official website:** https://bankcapital.co.id
- **Slug:** bank-capital
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Bank Capital is a banking institution offering deposit and savings products, credit, foreign exchange information, and internet and mobile banking services.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Description:** Bank Capital’s website presents banking services for individuals and businesses, including savings, deposits, loans, digital banking, and foreign exchange services.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

## Identity

- **Website:** https://bankcapital.co.id
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Voice & tone:** Informational and service-oriented.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

## Offerings

- **Problem solved:** Provides banking, saving, borrowing, foreign exchange, and digital transaction services for customers.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Core capabilities:**
  - Savings and deposit accounts
  - Credit and lending
  - Foreign exchange rate services
  - Internet banking
  - Mobile banking
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Products / SKUs:**
  - Capital Depo Rupiah
  - Tabungan KU
  - Tabungan Capital Save
  - Bank Capital Internet Banking
  - Bank Capital Mobile Banking
  - Credit and lending products
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Pricing:** Capital Depo Rupiah lists a minimum deposit of IDR 8,000,000 and a 2.75% rate for terms from 1 to 12 months. Tabungan KU lists an initial deposit of Rp20,000, minimum balance of Rp20,000, subsequent deposits of Rp10,000, no monthly administration fee, and other account fees. Published SBDK rates for September 2026 range from 10.11% to 13.03% depending on credit category; actual lending rates may differ based on risk assessment.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Customer base:** Individuals and businesses, including corporate and retail borrowers; the website also references pension customers.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Ideal customer profile:** Individuals and businesses seeking savings, deposits, credit, foreign exchange, and digital banking services.
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Use cases:**
  - Opening and managing savings accounts
  - Placing rupiah time deposits
  - Applying for corporate, retail, UMKM, KPR/KPA, and other credit
  - Checking foreign exchange rates
  - Conducting transactions through internet banking
  - Conducting transactions through mobile banking
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

- **Customer outcomes:**
  - Easier financial transactions anytime and anywhere through mobile banking
  - Access to savings and deposit products
  - Access to credit and lending services
  - Ability to conduct banking transactions digitally
Source: Brand's website (https://bankcapital.co.id) · 2026-11-07

Page last updated 2026-11-07.

## Optional request purpose

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analytics; any format works. The category list and privacy rules are at
https://optimly.ai/llms.txt. Access and content are identical without it.


## Optional missing-information feedback

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POST to the canonical brand page URL + "/feedback" (use the HTML page URL,
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application/json and exactly these two categorical fields:

```json
{"looking_for":"pricing","gap":"not_found"}
```

Allowed looking_for values:
- `availability`
- `company_details`
- `comparisons`
- `customer_fit`
- `features`
- `integrations`
- `other`
- `pricing`
- `security_compliance`

Allowed gap values:
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