# Bank OZK

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-06.

- **Brand record:** https://optimly.ai/brand/bank-ozk
- **Dataset:** https://optimly.ai/brand/bank-ozk.json
- **Markdown:** https://optimly.ai/brand/bank-ozk/llms.txt
- **Official website:** https://ozk.com
- **Slug:** bank-ozk
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Bank OZK is a nationally recognized financial services company providing personal banking, business banking, trust and wealth management services.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Description:** Bank OZK is a bank headquartered in Little Rock, Arkansas, with roots dating to 1903. It offers personal and business banking, lending, trust services, wealth management, mobile and online banking, and related financial products through offices in nine states.
Source: Brand's website (https://ozk.com) · 2026-11-06

## Identity

- **Mission:** To be the best banking organization for shareholders, customers and teammates, while positively contributing to the communities it serves.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Founders & leadership:** George Gleason, Chairman and Chief Executive Officer.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Website:** https://ozk.com
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Voice & tone:** Professional, relationship-focused, service-oriented, reassuring and aspirational.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Founded:** 1903
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Headquarters:** Little Rock, Arkansas
Source: Brand's website (https://ozk.com) · 2026-11-06

## Offerings

- **Problem solved:** Bank OZK helps individuals, families and businesses manage everyday banking, save, borrow, prepare for retirement, manage wealth and meet broader financial goals.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Core capabilities:**
  - Personal banking
  - Business banking
  - Checking and savings accounts
  - Certificates of deposit, IRAs and money market accounts
  - Personal and mortgage lending
  - Home equity lines of credit
  - Credit cards
  - Mobile and online banking
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Products / SKUs:**
  - Personal checking accounts
  - Personal savings accounts
  - Certificates of deposit
  - IRAs
  - Money market accounts
  - Debit cards
  - Personal loans
  - Mortgage loans
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Pricing:** The site advertises up to 4.40% APY on new 15-month CDs. OZK Savings requires a $50 minimum deposit to open; its $3 monthly service fee may be waived with a minimum daily balance of $100 or more, and a $10 fee applies when the stated monthly transaction limit is exceeded.
Source: Brand's website (https://ozk.com) · 2026-11-06

## Audience

- **Target industry:** Banking and financial services.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Customer base:** Individuals, families, businesses, communities and financial services clients across the United States, with banking centers in nine states.
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Use cases:**
  - Opening and managing personal checking and savings accounts
  - Saving for financial goals and participating in savings promotions
  - Accessing mobile and online banking
  - Preparing for retirement through investment accounts, IRAs and wealth services
  - Financing home improvements, vacations and other personal needs
  - Buying a home or accessing home equity
  - Managing business banking needs
  - Using trust, estate and wealth management services
Source: Brand's website (https://ozk.com) · 2026-11-06

- **Customer outcomes:**
  - Save toward short- and long-term financial goals
  - Access banking services 24 hours a day, seven days a week through mobile and online banking
  - Obtain financing for personal needs and home ownership
  - Prepare for retirement and address financial planning needs
  - Receive banking solutions tailored to multifaceted financial needs
  - Manage wealth, trusts and estates
  - Bank with a focus on service, security and relationship support
Source: Brand's website (https://ozk.com) · 2026-11-06

Page last updated 2026-11-06.

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