{"name":"Bank Polskiej Spółdzielczości","domain":"bankbps.pl","url":"https://optimly.ai/brand/bank-polskiej-spółdzielczości","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Polish cooperative banking institution offering financial products and services to individuals, businesses, local governments, farmers, housing communities, and associations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"description","label":"Description","shape":"text","content":"Bank Polskiej Spółdzielczości (Bank BPS) combines the functions of an associating bank for cooperative banks and a commercial bank. It develops products for affiliated cooperative banks, represents the association toward regulators and the market, and directly serves retail, corporate, small and medium-sized business, public-sector, and nonprofit customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Supporting local communities through cooperative banking. Bank BPS and its affiliated cooperative banks are based on domestic capital and invest profits in the regions where they operate.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://bankbps.pl","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Neighborly, supportive, practical, and accessibility-focused, with an emphasis on local community, development, and straightforward guidance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Main Central offices are in Warsaw at ul. Grzybowska 81 and Wrocław at ul. Zygmunta Krasińskiego 27, Poland.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"The bank describes itself as an associating bank for affiliated cooperative banks and a member of the BPS association. It states that Bank BPS and affiliated cooperative banks rely on domestic capital. Leasing is offered by BPS Leasing S.A., a company of the BPS Group.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides banking, financing, payment, savings, insurance, leasing, and investment-support solutions for individuals, businesses, institutions, and local communities.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Retail banking\nBusiness and SME banking\nCooperative banking association services\nCurrent accounts and deposits\nConsumer, mortgage, investment, working-capital, and corporate lending\nDebit and credit cards\nDomestic, instant, high-value, international, and foreign-currency payments\nElectronic banking","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Individual current accounts and account packages\nSavings accounts and term deposits\nConsumer and mortgage loans\nConsolidation and revolving loans\nMastercard APIS and APIS Elite credit cards\nDebit cards and mobile payments\nOnline banking\nOnline and property, life, and motor insurance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"General pricing is not provided. The site gives representative examples for Mastercard APIS credit cards: APIS has a 25.07% APR with a PLN 5,000 credit limit, and APIS Elite has a 27.62% APR with a PLN 10,000 limit; both examples were calculated on 6 October 2025.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services, with additional focus on SMEs, residential construction and developers, the agri-food sector, farmers, public administration, housing communities, and nonprofit organizations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individual customers; corporate customers and SMEs; farmers; local-government units; housing communities; foundations and associations; and affiliated cooperative banks.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and organizations in Poland seeking cooperative banking services, including retail customers, SMEs, companies needing operating or investment finance, developers, agri-food businesses, farmers, municipalities, housing communities, and associations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing personal or business accounts\nSaving through deposits and savings products\nObtaining consumer, mortgage, working-capital, investment, or development financing\nMaking domestic, instant, high-value, SEPA, and other foreign payments\nManaging card and mobile payments\nFinancing vehicles and specialist equipment through leasing\nManaging receivables through factoring\nSupporting business trade with foreign exchange, letters of credit, and documentary collections","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to banking services for personal and business financial management\nFinancing for everyday needs, investments, property purchases, and business growth\nFaster instant transfers through Express Elixir\nSupport for international payments in 12 currencies\nImproved payment and liquidity management for businesses\nProtection for customers, families, property, and business activities\nGreater access to products and services for people with disabilities and special needs\nSupport for local and regional economic development","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bankbps.pl","updated_at":"2026-11-07T06:48:58.266912+00:00"}]}],"last_refreshed_at":"2026-11-07T06:48:58.279867+00:00","last_changed_at":"2026-11-07T06:48:58.299999+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=cfb620fc-283f-4cc0-bcd8-ad0a1fc7d59e"}