{"name":"Banka Kombetare Tregtare","domain":"bkt.com.al","url":"https://optimly.ai/brand/banka-kombetare-tregtare","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Banka Kombëtare Tregtare is an Albanian bank offering retail banking, lending, deposits, digital banking and payment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"description","label":"Description","shape":"text","content":"Banka Kombëtare Tregtare provides banking services through branches, BKT Smart, Internet Banking, Smart ATMs and online customer onboarding. Its offerings include personal and mortgage loans, deposits, current accounts, payments and Open Banking API services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"}]},{"header":"Identity","sections":[{"key":"leadership","label":"Founders & leadership","shape":"text","content":"The website identifies Seyhan Pencabligil as BKT’s General Director and Board Member, and Fatih Karli as Deputy General Director in published interview titles.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://bkt.com.al","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Promotional, accessible, convenience-focused and digital-first.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Rruga e Vilave, Lundër 1, 1045, Tirana, Albania","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Enables individuals to manage banking, payments, deposits, borrowing and account opening through branches and digital channels, reducing the need for in-person visits.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Digital customer registration and online current-account opening\nBKT Smart mobile banking\nInternet Banking\nSmart ATM cash deposits using QR codes\nPersonal and mortgage lending\nDeposit products\nBill, vehicle-tax and other payment services\nCurrency exchange information and calculator tools","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"BKT Smart\nInternet Banking\nSuper Kredi personal loan\nMortgage loans\nCurrent accounts\nDeposit products including Standard, Flexible and Rekord\nSmart ATMs\nDigital customer onboarding","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Digital account opening has no account-opening commission. The maintenance commission is the same as for a current account. The digitally opened current account is available in LEK. The Super Kredi offers financing up to 3 million LEK with repayment terms up to 10 years. A mortgage product allows customers to pay only interest during the first 3 to 7 years.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals and retail banking customers in Albania, including Albanian citizens opening their first BKT account and customers using digital banking, lending, deposit and payment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Adults in Albania seeking personal banking, loans, deposits, payments or digital account opening; the digital onboarding service specifically targets Albanian citizens over 18 who do not already have a BKT account.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Open a BKT current account online\nManage banking through the BKT Smart mobile app\nPay bills and annual vehicle taxes digitally\nDeposit cash at Smart ATMs using a QR code\nApply for a personal loan\nObtain mortgage financing\nPlace funds in a deposit account\nExchange currencies","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Online account registration without visiting a branch\nFaster, paperless and automated onboarding\nConvenient remote access to banking services\nAccess to personal and mortgage financing\n24/7 cash deposit capability through Smart ATMs\nDigital payment of vehicle taxes and other bills\nSecure identity verification and electronic signing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://bkt.com.al","updated_at":"2026-11-08T02:12:20.416030+00:00"}]}],"last_refreshed_at":"2026-11-08T02:12:20.425404+00:00","last_changed_at":"2026-11-08T02:12:20.449722+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=6e53eafa-ed38-40de-80db-bd753c167e1c"}