{"name":"Caixa Enginyers","domain":"caixaenginyers.com","url":"https://optimly.ai/brand/caixa-enginyers","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Caixa Enginyers is a credit cooperative providing banking, investment, savings, insurance, pension and digital financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"description","label":"Description","shape":"text","content":"Caixa Enginyers offers financial products and services for individuals, young people, seniors, professionals, self-employed people, companies and institutional banking customers. Its offerings include accounts, loans, mortgages, cards, investments, pension plans, savings products, insurance and digital banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To provide banking based on values, proximity and transparency, with a commitment to people, the environment and responsible, ethical finance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://caixaenginyers.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Service-oriented, approachable, advisory and informative, with an emphasis on proximity, transparency, security and responsible financial decision-making.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Caixa Enginyers is presented as a credit cooperative (S.C.C.); no parent company is identified in the scraped content.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals, professionals, businesses and institutions manage everyday banking, payments, borrowing, saving, investing, retirement planning, insurance and digital financial operations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Retail and cooperative banking\nCurrent accounts and payroll accounts\nLoans and mortgages\nDebit and credit card services\nInvestment advice and investment products\nPension planning and pension plans\nSavings and life-savings products\nInsurance distribution","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Online current-account opening\nPayroll account\nLoans and payroll loans\nMortgages, including a young mortgage\nDebit and credit cards\nInvestment funds and investment services\nPension plans\nLong-term savings and life-savings products, including SIALP and PIES","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Pricing and conditions vary by product. The website states that the payroll account can have no maintenance fee when eligibility requirements are met; otherwise it gives an example of an €18 quarterly maintenance fee. It also advertises a 0% TIN/TAE payroll advance in specified examples, and a 3.00% TIN (2.98% TAE) deposit offer linked to pension-plan transfers under stated conditions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services, including credit cooperative banking, investments, pensions, savings and insurance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Families and individuals, young people, seniors, professionals and self-employed people, companies, institutional banking customers, and cooperative members.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"People and organizations seeking cooperative banking and financial advice across everyday banking, borrowing, payments, savings, investments, retirement planning, insurance and digital banking; especially families, young customers, seniors, professionals, self-employed people, companies and institutions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Open a bank account online\nManage current and payroll accounts digitally\nReceive salary or recurring income\nApply for loans and mortgages\nMake debit and credit card payments\nPay in installments or use revolving credit\nManage cards, PINs and card security\nUse mobile and online banking","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Open a first account through a three-step online process\nManage accounts and finances through mobile and online banking\nAccess personalized financial advice\nPlan and simulate retirement savings\nChoose savings and pension products according to risk profile and objectives\nMake payments and manage cards digitally\nAccess discounts and cashback at more than 130 brands or merchants through Ingenium services\nObtain mortgages, loans, deposits and insurance solutions","source_type":"1p_website","source_label":"Brand's website","source_url":"https://caixaenginyers.com","updated_at":"2026-11-06T22:19:49.227638+00:00"}]}],"last_refreshed_at":"2026-11-06T22:19:49.236799+00:00","last_changed_at":"2026-11-06T22:19:49.244893+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=d903320b-9c7e-4f4f-a28c-c23f7c8b45af"}