# Caixa Enginyers > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-06. - **Brand record:** https://optimly.ai/brand/caixa-enginyers - **Dataset:** https://optimly.ai/brand/caixa-enginyers.json - **Markdown:** https://optimly.ai/brand/caixa-enginyers/llms.txt - **Official website:** https://caixaenginyers.com - **Slug:** caixa-enginyers - **Categories:** fintech-financial-services ## Overview - **Tagline:** Caixa Enginyers is a credit cooperative providing banking, investment, savings, insurance, pension and digital financial services. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Description:** Caixa Enginyers offers financial products and services for individuals, young people, seniors, professionals, self-employed people, companies and institutional banking customers. Its offerings include accounts, loans, mortgages, cards, investments, pension plans, savings products, insurance and digital banking. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 ## Identity - **Mission:** To provide banking based on values, proximity and transparency, with a commitment to people, the environment and responsible, ethical finance. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Website:** https://caixaenginyers.com Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Voice & tone:** Service-oriented, approachable, advisory and informative, with an emphasis on proximity, transparency, security and responsible financial decision-making. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Parent ownership:** Caixa Enginyers is presented as a credit cooperative (S.C.C.); no parent company is identified in the scraped content. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 ## Offerings - **Problem solved:** Helps individuals, professionals, businesses and institutions manage everyday banking, payments, borrowing, saving, investing, retirement planning, insurance and digital financial operations. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Core capabilities:** - Retail and cooperative banking - Current accounts and payroll accounts - Loans and mortgages - Debit and credit card services - Investment advice and investment products - Pension planning and pension plans - Savings and life-savings products - Insurance distribution Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Products / SKUs:** - Online current-account opening - Payroll account - Loans and payroll loans - Mortgages, including a young mortgage - Debit and credit cards - Investment funds and investment services - Pension plans - Long-term savings and life-savings products, including SIALP and PIES Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Pricing:** Pricing and conditions vary by product. The website states that the payroll account can have no maintenance fee when eligibility requirements are met; otherwise it gives an example of an €18 quarterly maintenance fee. It also advertises a 0% TIN/TAE payroll advance in specified examples, and a 3.00% TIN (2.98% TAE) deposit offer linked to pension-plan transfers under stated conditions. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 ## Audience - **Target industry:** Banking and financial services, including credit cooperative banking, investments, pensions, savings and insurance. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Customer base:** Families and individuals, young people, seniors, professionals and self-employed people, companies, institutional banking customers, and cooperative members. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Ideal customer profile:** People and organizations seeking cooperative banking and financial advice across everyday banking, borrowing, payments, savings, investments, retirement planning, insurance and digital banking; especially families, young customers, seniors, professionals, self-employed people, companies and institutions. Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Use cases:** - Open a bank account online - Manage current and payroll accounts digitally - Receive salary or recurring income - Apply for loans and mortgages - Make debit and credit card payments - Pay in installments or use revolving credit - Manage cards, PINs and card security - Use mobile and online banking Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 - **Customer outcomes:** - Open a first account through a three-step online process - Manage accounts and finances through mobile and online banking - Access personalized financial advice - Plan and simulate retirement savings - Choose savings and pension products according to risk profile and objectives - Make payments and manage cards digitally - Access discounts and cashback at more than 130 brands or merchants through Ingenium services - Obtain mortgages, loans, deposits and insurance solutions Source: Brand's website (https://caixaenginyers.com) · 2026-11-06 Page last updated 2026-11-06. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.