{
  "slug": "capital-one-quicksilver-secured",
  "name": "Capital One Quicksilver Secured",
  "description": "Capital One Quicksilver Secured is a Mastercard-branded credit card designed for individuals looking to build or rebuild their credit history. It requires a refundable security deposit that acts as the credit limit and distinguishes itself in the market by offering rewards usually reserved for unsecured cards.",
  "url": "https://optimly.ai/brand/capital-one-quicksilver-secured",
  "logoUrl": "",
  "baiScore": 88,
  "archetype": "Challenger",
  "category": "Financial Services",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "inboundCompetitors": [
    {
      "slug": "chime-credit-builder",
      "name": "Chime Credit Builder"
    }
  ],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-04-11T16:26:17.518+00:00",
  "verifiedVitals": {
    "website": "https://www.capitalone.com/credit-cards/quicksilver-secured/",
    "founded": "2022 (Specific Quicksilver Secured launch)",
    "headquarters": "McLean, Virginia, U.S.",
    "pricing_model": "Subscription-style (Interest-based) with security deposit",
    "core_products": "Secured Credit Card, Credit Monitoring (CreditWise)",
    "key_differentiator": "One of the few secured cards to offer a flat 1.5% cash back rate on all purchases with no annual fee.",
    "target_markets": "Credit builders, students, individuals with thin or damaged credit files.",
    "employee_count": "50,000+ (Parent)",
    "funding_stage": "Public (COF)",
    "subcategory": "Credit Cards / Credit Building"
  },
  "intentTags": {
    "problemIntents": [
      "Debit Card Usage: Using a standard debit card which does not report to credit bureaus or help build credit history.",
      "Manual Credit Building: Manually managing small recurring bills on an existing low-limit account or using a credit-building service like Self.",
      "Traditional Unsecured Applications: Applying for a traditional unsecured credit card, which often results in rejection for those with limited credit history."
    ],
    "solutionIntents": [
      "best secured credit cards with cash back",
      "how to build credit with a deposit card",
      "Capital One credit cards for bad credit",
      "credit cards with no security deposit"
    ],
    "evaluationIntents": [
      "Quicksilver vs Discover it secured"
    ]
  },
  "timestamp": 1776418561565
}