# Capital One Quicksilver Secured > Capital One Quicksilver Secured is a Mastercard-branded credit card designed for individuals looking to build or rebuild their credit history. It requires a refundable security deposit that acts as the credit limit and distinguishes itself in the market by offering rewards usually reserved for unsecured cards. - URL: https://optimly.ai/brand/capital-one-quicksilver-secured - Slug: capital-one-quicksilver-secured - BAI Score: 88/100 - Archetype: Challenger - Category: Financial Services - Last Analyzed: April 11, 2026 ## Also Referenced By - Chime Credit Builder (https://optimly.ai/brand/chime-credit-builder) ## Buyer Intent Signals Problems: Debit Card Usage: Using a standard debit card which does not report to credit bureaus or help build credit history. | Manual Credit Building: Manually managing small recurring bills on an existing low-limit account or using a credit-building service like Self. | Traditional Unsecured Applications: Applying for a traditional unsecured credit card, which often results in rejection for those with limited credit history. Solutions: best secured credit cards with cash back | how to build credit with a deposit card | Capital One credit cards for bad credit | credit cards with no security deposit Comparisons: Quicksilver vs Discover it secured