# Cash Loans > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/cash-loans - **Dataset:** https://optimly.ai/brand/cash-loans.json - **Markdown:** https://optimly.ai/brand/cash-loans/llms.txt - **Official website:** https://cashconverters.com.au - **Slug:** cash-loans - **Categories:** fintech-financial-services ## Overview - **Tagline:** Cash Converters provides consumer lending, pawnbroking, second-hand goods retail, and cash-for-items services in Australia. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Description:** Cash Converters operates an online and store-based second-hand goods marketplace, offers the Cashies Loan line of credit, provides pawnbroking secured by items of value, and buys quality used goods for cash. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 ## Identity - **Mission:** To make more of the things people want possible by helping them buy goods for less, sell unwanted items for cash, or borrow money. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Website:** https://cashconverters.com.au Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Voice & tone:** Friendly, practical, flexible, accessible, and trust-focused. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Headquarters:** Level 11, 141 St Georges Terrace, Perth WA 6000, Australia Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 ## Offerings - **Problem solved:** Cash Converters helps people access cash, credit, and affordable second-hand goods by offering loans, pawnbroking, on-the-spot purchases, and online shopping. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Core capabilities:** - Consumer line-of-credit lending - Pawnbroking and secured short-term loans - Buying quality used goods for cash on the spot - Online second-hand goods retail - Store-based retail and financial services - Store locator and personal finance support Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Products / SKUs:** - Cashies Loan line of credit - Pawnbroking loans - Online second-hand goods marketplace - Sell-to-us cash service Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Pricing:** Cashies Loan has no establishment fee or monthly fees. Fixed interest rates offered are 48%, 40%, or 19.95% per annum based on the applicant’s individual credit rating. The maximum repayment term for each drawing is 36 months, with weekly, fortnightly, or monthly repayments. A $33 dishonour fee applies when a repayment is not made by its due date or a direct debit is declined. Loans can be repaid early without penalty. All loans are subject to lending criteria and suitability assessment. Most second-hand goods include a 90-day warranty, and online product prices vary by item. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 ## Audience - **Target industry:** Consumer finance, pawnbroking, and second-hand retail Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Customer base:** Australian consumers seeking personal credit, secured short-term loans, cash for unwanted goods, or affordable second-hand products. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Ideal customer profile:** Individuals in Australia who need flexible access to cash or credit, want to sell unused valuable items, or are looking for lower-priced second-hand goods. Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Use cases:** - Borrowing up to $10,000 through a line of credit - Redrawing up to an approved credit limit without reapplying - Using an item of value as collateral for a secured short-term loan - Selling unwanted guitars, computers, jewellery, smartphones, tools, and other goods for cash - Buying checked second-hand jewellery, electronics, gaming products, musical instruments, tools, household goods, and other items online or in stores Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 - **Customer outcomes:** - Access to up to $10,000 through the Cashies Loan - Cash paid on the spot for eligible unwanted goods - Flexible weekly, fortnightly, or monthly loan repayments - Ability to repay loans early without penalty - Access to affordable second-hand goods - Added purchase confidence through a 90-day warranty on most items - Access to more than 150 stores around Australia Source: Brand's website (https://cashconverters.com.au) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.