# Cham Bank > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/cham-bank - **Dataset:** https://optimly.ai/brand/cham-bank.json - **Markdown:** https://optimly.ai/brand/cham-bank/llms.txt - **Official website:** https://chambank.com - **Slug:** cham-bank - **Categories:** fintech-financial-services ## Overview - **Tagline:** Cham Bank is Syria's first Islamic bank, offering Sharia-compliant banking, financing, investment, digital banking, cards, and payment services. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Description:** Cham Bank is a Syrian closed joint-stock Islamic bank established in 2006. It provides Sharia-compliant services for individuals, companies, merchants, schools, and universities, including accounts, deposits, financing, cards, digital banking, transfers, and electronic payments. Source: Brand's website (https://chambank.com) · 2026-11-08 ## Identity - **Mission:** To provide an integrated range of innovative Islamic banking services that comply with Sharia principles and meet the needs of individuals and companies. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Website:** https://chambank.com Source: Brand's website (https://chambank.com) · 2026-11-08 - **Voice & tone:** Professional, service-oriented, and focused on Sharia-compliant banking and digital convenience. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Founded:** 2006; established on 7 September 2006 and began operations on 24 January 2007. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Parent ownership:** Kuwaiti Commercial Bank is the principal shareholder with 32% ownership; the Islamic Development Bank holds 9%, and Mersalcom Limited Liability Company holds up to 5%. Source: Brand's website (https://chambank.com) · 2026-11-08 ## Offerings - **Problem solved:** Provides Sharia-compliant financial products and digital banking tools for everyday account management, saving and investment, personal and business financing, transfers, card usage, and electronic payment acceptance. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Core capabilities:** - Sharia-compliant personal and corporate financing - Current, savings, investment, and deposit accounts - Real-estate, goods, equipment, education, travel, and medical financing - Corporate banking and SME financial services - Domestic and international bank transfers - Documentary credits, collection services, and bank guarantees - Bank cards and Islamic credit cards - Mobile banking and internet banking Source: Brand's website (https://chambank.com) · 2026-11-08 - **Products / SKUs:** - Personal financing and Murabaha products - Real-estate financing - Installment financing for furniture, appliances, mobile phones, and building materials - Musawama installment financing - Corporate and SME financing - Corporate real-estate, goods, machinery, and services financing - Current, savings, and investment accounts - Term deposits, Amanah deposits, and Wakala deposits Source: Brand's website (https://chambank.com) · 2026-11-08 - **Pricing:** Product-specific. The website lists real-estate financing of up to 100 million Syrian pounds for up to 60 months, and SME Murabaha financing of 50–250 million Syrian pounds; it also publishes deposit profit rates and a tariffs and commissions schedule. Source: Brand's website (https://chambank.com) · 2026-11-08 ## Audience - **Target industry:** Banking and financial services, with services for retail banking, businesses, merchants, education, and payment acceptance. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Customer base:** Individuals and Syrian families; large, medium-sized, and small companies; commercial, industrial, and service-sector businesses; merchants; schools; universities; and charitable organizations. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Ideal customer profile:** Individuals and families seeking Sharia-compliant accounts, deposits, cards, digital banking, or personal financing, as well as SMEs and larger companies needing Islamic financing, corporate banking, payment acceptance, trade finance, or guarantees. Source: Brand's website (https://chambank.com) · 2026-11-08 - **Use cases:** - Opening and managing current, savings, and investment accounts - Saving and investing through term and Wakala deposits - Obtaining personal, real-estate, goods, education, travel, or medical financing - Financing business assets, inventory, real estate, machinery, and services - Managing accounts, cards, and transfers through mobile or internet banking - Sending and receiving domestic and international transfers - Accepting card and online payments at merchants - Paying school, university, government, and other bills electronically Source: Brand's website (https://chambank.com) · 2026-11-08 - **Customer outcomes:** - Access to Islamic banking products governed by Sharia principles - Ability to manage accounts, cards, and transfers through mobile and internet channels - Access to personal and business financing with installment and Murabaha options - Ability to save and invest through accounts and deposits - Ability for merchants to accept card, QR, and online payments - Electronic collection of school and university fees - Faster digital payments, transfers, and bill settlement - Transaction visibility through SMS and push notifications Source: Brand's website (https://chambank.com) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.