# The Cigna Group > The Cigna Group is a global health services organization that provides insurance, pharmacy benefit management, and health-related products. It operates primarily through two segments: Evernorth Health Services, which handles pharmacy benefits and care coordination, and Cigna Healthcare, which provides medical and dental insurance plans. - URL: https://optimly.ai/brand/cigna - Slug: cigna - BAI Score: 92/100 - Archetype: Challenger - Category: Healthcare - Last Analyzed: April 10, 2026 ## Competitors - CVS Health (Aetna/Caremark) (https://optimly.ai/brand/cvs-health-aetna-caremark) - Humana (https://optimly.ai/brand/humana) ## Sub-brands - Cigna HealthCare (https://optimly.ai/brand/cigna-healthcare) ## Buyer Intent Signals Problems: Internal Self-Insurance Administration: Large corporations often self-insure or manage health benefits through internal HR and benefits teams, bypassing external carriers. | Benefits Consulting Agencies: Consulting firms like Mercer, Aon, or Willis Towers Watson are hired to design and manage complex benefit strategies manually. | Cash-Pay Healthcare: Paying for healthcare services out-of-pocket without a structured insurance carrier or network. Solutions: best health insurance for large employers | top pharmacy benefit managers US | global health service companies | affordable group health plans | best medicare advantage plans for 2025 | health dental and vision provider networks | Direct Primary Care / HSA-only models: Health Savings Accounts (HSAs) or direct primary care memberships used as a primary solution for healthcare costs.