{"name":"COTA Commercial Bank","domain":"cotabank.com.tw","url":"https://optimly.ai/brand/cota-commercial-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"COTA Commercial Bank（三信商業銀行）提供個人與企業客戶存款、貸款、信用卡、基金理財、保險及數位銀行服務。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"description","label":"Description","shape":"text","content":"COTA Commercial Bank（三信商業銀行）是一家提供多元金融服務的商業銀行，涵蓋網路銀行、網路ATM、存款、匯率查詢、黃金存摺、貸款、基金、信用卡、保險及數位開戶等服務，並提供消費金融、學雜費代收與外籍人士信用卡申請等專區。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"提供便利的金融與數位服務，協助客戶處理日常交易、資產管理、借貸、支付及保障規劃。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://cotabank.com.tw","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"資訊導向、服務導向，並重視金融安全與防詐提醒。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"台灣台中市北區進化路580號10樓（信用卡服務地址）","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"協助個人、家庭、學校及其他客戶處理日常銀行交易、資金需求、支付、理財與保險保障，並提供線上金融服務與防詐資訊。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"網路銀行與行動數位服務\n網路ATM轉帳、餘額查詢及繳費\n存款與黃金存摺服務\n貸款與消費金融\n信用卡發行、繳款及卡片管理\n基金理財資訊與投資服務\n保險商品資訊與保障規劃\n學雜費代收系統","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"存款與黃金存摺\n房屋貸款\n汽車貸款\n小額信用貸款\n消費性貸款\n信用卡\n基金理財\n保險服務","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"網站披露一項信用貸款總費用年百分率計算範例：貸款金額新台幣30萬元、期限5年、貸款利率1.88%～15%、費用總金額5,000～9,000元、總費用年百分率3.47%～16.39%。另有信用卡循環信用差別利率7.527%～15%的公告；實際條件依個別產品與授信條件而定。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"銀行與金融服務","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"個人、家庭、上班族、公教人員、金融從業人員、國營事業員工、教師、企業員工、學校單位及外籍人士。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"需要日常銀行交易、數位金融、信用卡、個人貸款、房屋或汽車貸款、基金理財、保險及學校收費管理服務的個人與機構。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"透過網路銀行查詢存款、基金及信用卡業務\n線上轉帳、繳費及查詢餘額\n線上預約開戶與申辦信用卡\n申請房屋貸款、汽車貸款及個人信用貸款\n辦理貸款轉貸、代償及降低月付負擔\n使用信用卡消費、繳款、現金回饋及旅遊相關服務\n查詢基金市場資訊與投資資料\n規劃個人及家庭保險保障","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"更便利地處理線上銀行交易與繳費\n取得個人、房屋及汽車資金解決方案\n降低貸款負擔或月付金\n獲得信用卡支付與相關持卡服務\n掌握基金市場與投資資訊\n為個人與家庭規劃保險保障\n協助學校簡化學雜費收款作業\n提升金融交易安全與防詐意識","source_type":"1p_website","source_label":"Brand's website","source_url":"https://cotabank.com.tw","updated_at":"2026-11-07T06:49:44.189405+00:00"}]}],"last_refreshed_at":"2026-11-07T06:49:44.196072+00:00","last_changed_at":"2026-11-07T06:49:44.202413+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=d0892951-2f2d-4719-a0e5-2b8550f0e554"}