# COTA Commercial Bank

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/cota-commercial-bank
- **Dataset:** https://optimly.ai/brand/cota-commercial-bank.json
- **Markdown:** https://optimly.ai/brand/cota-commercial-bank/llms.txt
- **Official website:** https://cotabank.com.tw
- **Slug:** cota-commercial-bank
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** COTA Commercial Bank（三信商業銀行）提供個人與企業客戶存款、貸款、信用卡、基金理財、保險及數位銀行服務。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Description:** COTA Commercial Bank（三信商業銀行）是一家提供多元金融服務的商業銀行，涵蓋網路銀行、網路ATM、存款、匯率查詢、黃金存摺、貸款、基金、信用卡、保險及數位開戶等服務，並提供消費金融、學雜費代收與外籍人士信用卡申請等專區。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

## Identity

- **Mission:** 提供便利的金融與數位服務，協助客戶處理日常交易、資產管理、借貸、支付及保障規劃。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Website:** https://cotabank.com.tw
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Voice & tone:** 資訊導向、服務導向，並重視金融安全與防詐提醒。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Headquarters:** 台灣台中市北區進化路580號10樓（信用卡服務地址）
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

## Offerings

- **Problem solved:** 協助個人、家庭、學校及其他客戶處理日常銀行交易、資金需求、支付、理財與保險保障，並提供線上金融服務與防詐資訊。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Core capabilities:**
  - 網路銀行與行動數位服務
  - 網路ATM轉帳、餘額查詢及繳費
  - 存款與黃金存摺服務
  - 貸款與消費金融
  - 信用卡發行、繳款及卡片管理
  - 基金理財資訊與投資服務
  - 保險商品資訊與保障規劃
  - 學雜費代收系統
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Products / SKUs:**
  - 存款與黃金存摺
  - 房屋貸款
  - 汽車貸款
  - 小額信用貸款
  - 消費性貸款
  - 信用卡
  - 基金理財
  - 保險服務
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Pricing:** 網站披露一項信用貸款總費用年百分率計算範例：貸款金額新台幣30萬元、期限5年、貸款利率1.88%～15%、費用總金額5,000～9,000元、總費用年百分率3.47%～16.39%。另有信用卡循環信用差別利率7.527%～15%的公告；實際條件依個別產品與授信條件而定。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

## Audience

- **Target industry:** 銀行與金融服務
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Customer base:** 個人、家庭、上班族、公教人員、金融從業人員、國營事業員工、教師、企業員工、學校單位及外籍人士。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Ideal customer profile:** 需要日常銀行交易、數位金融、信用卡、個人貸款、房屋或汽車貸款、基金理財、保險及學校收費管理服務的個人與機構。
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Use cases:**
  - 透過網路銀行查詢存款、基金及信用卡業務
  - 線上轉帳、繳費及查詢餘額
  - 線上預約開戶與申辦信用卡
  - 申請房屋貸款、汽車貸款及個人信用貸款
  - 辦理貸款轉貸、代償及降低月付負擔
  - 使用信用卡消費、繳款、現金回饋及旅遊相關服務
  - 查詢基金市場資訊與投資資料
  - 規劃個人及家庭保險保障
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

- **Customer outcomes:**
  - 更便利地處理線上銀行交易與繳費
  - 取得個人、房屋及汽車資金解決方案
  - 降低貸款負擔或月付金
  - 獲得信用卡支付與相關持卡服務
  - 掌握基金市場與投資資訊
  - 為個人與家庭規劃保險保障
  - 協助學校簡化學雜費收款作業
  - 提升金融交易安全與防詐意識
Source: Brand's website (https://cotabank.com.tw) · 2026-11-07

Page last updated 2026-11-07.

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