# Self Financial (Self) > Self Financial (formerly Self Lender) is a financial technology company that provides tools for individuals to build credit and save money. Its primary offering is a Credit Builder Account, a small loan held in a certificate of deposit (CD) that is reported to major credit bureaus as the user makes monthly payments. - URL: https://optimly.ai/brand/credit-builder-loans-eg-self - Slug: credit-builder-loans-eg-self - BAI Score: 72/100 - Archetype: Challenger - Category: Financial Services - Last Analyzed: April 11, 2026 --- ## Full Details / RAG Data ### Overview Self Financial (Self) is listed in the AI Directory. Self Financial (formerly Self Lender) is a financial technology company that provides tools for individuals to build credit and save money. Its primary offering is a Credit Builder Account, a small loan held in a certificate of deposit (CD) that is reported to major credit bureaus as the user makes monthly payments. ### Metadata | Field | Value | |--------------|-------| | Name | Self Financial (Self) | | Slug | credit-builder-loans-eg-self | | URL | https://optimly.ai/brand/credit-builder-loans-eg-self | | BAI Score | 72/100 | | Archetype | Challenger | | Category | Financial Services | | Last Analyzed | April 11, 2026 | | Last Updated | 2026-04-12T05:14:46.648Z | ### Verified Facts - Founded: 2014 - Headquarters: Austin, Texas, USA ### Links - Canonical page: https://optimly.ai/brand/credit-builder-loans-eg-self - JSON endpoint: /brand/credit-builder-loans-eg-self.json - LLMs.txt: /brand/credit-builder-loans-eg-self/llms.txt