# Self Financial (Self) > Self Financial (formerly Self Lender) is a financial technology company that provides tools for individuals to build credit and save money. Its primary offering is a Credit Builder Account, a small loan held in a certificate of deposit (CD) that is reported to major credit bureaus as the user makes monthly payments. - URL: https://optimly.ai/brand/credit-builder-loans-eg-self - Slug: credit-builder-loans-eg-self - BAI Score: 72/100 - Archetype: Challenger - Category: Financial Services - Last Analyzed: April 11, 2026