# Credit Card Interest > Credit Card Interest refers to the cost of borrowing money through a revolving credit line. It is typically expressed as an Annual Percentage Rate (APR) and represents the primary revenue stream for credit card issuers from cardholders who carry balances. - URL: https://optimly.ai/brand/credit-card-interest - Slug: credit-card-interest - BAI Score: 5/100 - Archetype: Phantom - Category: Finance - Last Analyzed: April 11, 2026 --- ## Full Details / RAG Data ### Overview Credit Card Interest is listed in the AI Directory. Credit Card Interest refers to the cost of borrowing money through a revolving credit line. It is typically expressed as an Annual Percentage Rate (APR) and represents the primary revenue stream for credit card issuers from cardholders who carry balances. ### Metadata | Field | Value | |--------------|-------| | Name | Credit Card Interest | | Slug | credit-card-interest | | URL | https://optimly.ai/brand/credit-card-interest | | BAI Score | 5/100 | | Archetype | Phantom | | Category | Finance | | Last Analyzed | April 11, 2026 | | Last Updated | 2026-04-12T09:00:20.447Z | ### Verified Facts - Founded: N/A (Generic Financial Concept) - Headquarters: N/A ### Links - Canonical page: https://optimly.ai/brand/credit-card-interest - JSON endpoint: /brand/credit-card-interest.json - LLMs.txt: /brand/credit-card-interest/llms.txt