# Credit Card Interest
> Credit Card Interest refers to the cost of borrowing money through a revolving credit line. It is typically expressed as an Annual Percentage Rate (APR) and represents the primary revenue stream for credit card issuers from cardholders who carry balances.
- URL: https://optimly.ai/brand/credit-card-interest
- Slug: credit-card-interest
- BAI Score: 5/100
- Archetype: Phantom
- Category: Finance
- Last Analyzed: April 11, 2026