{"name":"Creditplus Bank","domain":"creditplus.de","url":"https://optimly.ai/brand/creditplus-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Creditplus Bank AG is a German bank specializing in consumer credit and financing for private customers and business partners.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"description","label":"Description","shape":"text","content":"Creditplus offers consumer loans and financing through online channels, an online branch, and branches across Germany. It describes itself as a specialist in consumer credit and a 100%-owned subsidiary of Crédit Agricole Personal Finance & Mobility.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To make financial goals and purchases achievable through consumer financing, combining digital services with personal advice. Its stated ambition is to be 100% digital and 100% human.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Executive Board: Amir Djourabtchi (Chairman), Laurence Antier, Karim el Abiary, Christian Frey and Pietro Saija. Supervisory Board Chair: Anne Laimé.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://creditplus.de","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Approachable, optimistic, reassuring, informal and customer-focused, emphasizing simplicity, speed, flexibility and making things achievable.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"The website states that Creditplus has more than 60 years of experience; no exact founding year is provided.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Stuttgart, Germany. Address: Augustenstraße 7, 70178 Stuttgart.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"100%-owned subsidiary of Crédit Agricole Personal Finance & Mobility and part of the Crédit Agricole banking group.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps consumers finance purchases, manage short-term financial needs and fund larger goals through flexible consumer loans and related financing products.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Consumer credit and personal loans\nOnline loan application and digital processing\nAuto financing\nDealer and point-of-sale financing\nRetailer purchasing finance\nPersonal advice through branches and online channels\nFlexible repayment terms and special repayments\nFinancing for energy-efficient home improvements","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Sofortkredit\nAutokredit\nBeamtenkredit\nKleinkredit\nEnergyPlus Kredit\nRatenkredite from EUR 1,000 to EUR 100,000\nBausparvertrag through cooperation with Wüstenrot","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Loan amounts shown range from EUR 1,000 to EUR 100,000, with terms from 12 to 120 months. The EnergyPlus Kredit is advertised with a fixed interest rate of 4.99%. Individual rates and conditions vary by product and applicant.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, banking and consumer finance, including automotive, household equipment, e-commerce and retailer financing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"More than 500,000 customers, including private consumers and business partners. The bank serves customers throughout Germany through 20 branches, an online branch and additional locations referenced on its website.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"German consumers seeking financing for personal purchases, vehicles, unexpected expenses, energy-efficiency improvements or other major goals, as well as business partners and retailers needing consumer, automotive or point-of-sale financing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Bridging a short-term financial gap\nFinancing a vehicle purchase\nFunding small unexpected expenses\nFinancing personal purchases and larger acquisitions\nFinancing photovoltaic systems, heat pumps, solar thermal systems or energy storage\nObtaining preferential loan terms for public-sector employees\nBuilding savings and financing a home, renovation or energy modernization through a Wüstenrot Bausparvertrag\nProviding automotive, household-equipment, e-commerce and retailer financing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Faster access to financing through online applications and digital processing\nFlexible loan amounts and repayment terms\nAbility to make qualifying special repayments without charge\nPersonal advice through branches and online services\nFinancing for consumer purchases, vehicles and energy-efficient improvements\nAccess to home-saving and future property-financing options through Wüstenrot","source_type":"1p_website","source_label":"Brand's website","source_url":"https://creditplus.de","updated_at":"2026-11-07T06:48:24.695063+00:00"}]}],"last_refreshed_at":"2026-11-07T06:48:24.707776+00:00","last_changed_at":"2026-11-07T06:48:24.771147+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=857ad677-2432-406d-8441-b3b079dae798"}