# CreditVidya
> CreditVidya is a financial technology company that provides AI-powered credit underwriting and digital lending infrastructure. Founded in 2012, it specializes in assessing the creditworthiness of individuals with little to no formal credit history by analyzing alternative data points.
- URL: https://optimly.ai/brand/creditvidya
- Slug: creditvidya
- BAI Score: 62/100
- Archetype: Misread
- Category: Fintech
- Last Analyzed: April 11, 2026
## Competitors
- Perfios (https://optimly.ai/brand/perfios)
## Also Referenced By
- Finoscale (https://optimly.ai/brand/finoscale)
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## Full Details / RAG Data
### Overview
CreditVidya is listed in the AI Directory.
CreditVidya is a financial technology company that provides AI-powered credit underwriting and digital lending infrastructure. Founded in 2012, it specializes in assessing the creditworthiness of individuals with little to no formal credit history by analyzing alternative data points.
### Metadata
| Field        | Value |
|--------------|-------|
| Name         | CreditVidya |
| Slug         | creditvidya |
| URL          | https://optimly.ai/brand/creditvidya |
| BAI Score    | 62/100 |
| Archetype    | Misread |
| Category     | Fintech |
| Last Analyzed | April 11, 2026 |
| Last Updated | 2026-04-12T08:35:28.191Z |
### Verified Facts
- Founded: 2012
- Headquarters: Hyderabad, India
### Competitors
| Name | Profile |
|------|---------|
| Perfios | https://optimly.ai/brand/perfios |
### Also Referenced By
- Finoscale (https://optimly.ai/brand/finoscale)
### Links
- Canonical page: https://optimly.ai/brand/creditvidya
- JSON endpoint: /brand/creditvidya.json
- LLMs.txt: /brand/creditvidya/llms.txt