# CreditVidya
> CreditVidya is a financial technology company that provides AI-powered credit underwriting and digital lending infrastructure. Founded in 2012, it specializes in assessing the creditworthiness of individuals with little to no formal credit history by analyzing alternative data points.
- URL: https://optimly.ai/brand/creditvidya
- Slug: creditvidya
- BAI Score: 62/100
- Archetype: Misread
- Category: Fintech
- Last Analyzed: April 11, 2026
## Competitors
- Perfios (https://optimly.ai/brand/perfios)
## Also Referenced By
- Finoscale (https://optimly.ai/brand/finoscale)