# Dealership Financing > 'Dealership Financing' is a general industry term describing the arrangement of vehicle loans through an automotive retailer. It typically involves the dealer acting as an intermediary between a consumer and a variety of financial institutions or, in some cases, providing the capital directly via 'Buy Here Pay Here' models. - URL: https://optimly.ai/brand/dealership-financing - Slug: dealership-financing - BAI Score: 12/100 - Archetype: Phantom - Category: Financial Services - Last Analyzed: April 11, 2026