{"name":"Digital Federal Credit Union","domain":"dcu.org","url":"https://optimly.ai/brand/digital-federal-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Digital Federal Credit Union (DCU) is a not-for-profit, member-owned financial cooperative offering consumer and business banking and lending services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"description","label":"Description","shape":"text","content":"Digital Federal Credit Union, better known as DCU, is a federally insured, not-for-profit financial cooperative owned and operated by its members. It offers banking, lending, financial education, calculators, digital banking support, and related services to consumers, families, and businesses.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"All Members Achieve Their Financial Goals Collaboratively.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"DCU is governed by a Board of Directors. The executive team includes Shruti Miyashiro, President and Chief Executive Officer; Paul Bonville, SVP and Chief Audit Officer; and Elizabeth Boruhovin, Chief Risk Officer. DCU and First Tech are united as of January 1, 2026, with DCU operating as a division of First Technology Federal Credit Union during 2026.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://dcu.org","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Member-focused, educational, practical, and service-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"October 1979","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"853 Donald Lynch Boulevard, PO Box 9130, Marlborough, Massachusetts 01752-9130.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"DCU and First Technology Federal Credit Union merged into a single credit union named First Technology Federal Credit Union effective January 1, 2026. DCU operates as a division of First Technology Federal Credit Union during 2026.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps members and businesses manage money, save, borrow, plan for financial goals, access financial education, and complete banking tasks through digital, branch, ATM, telephone, and shared-branch channels.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Consumer banking and lending\nBusiness banking and lending\nChecking, savings, certificate, and retirement accounts\nVehicle, mortgage, personal, student, commercial, and credit card lending\nFinancial education and planning calculators\nDigital banking support and account services\nFee-free, premium, and additional member services\nMembership applications and eligibility support","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Free Checking\nHSA Checking\nVisa Debit Card\nGreenlight Debit Card\nPrimary Savings\nAdvantage Savings\nMoney Market Savings\nRegular, Jumbo, and Jump-Up Certificates","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Product rates vary by product, credit history, loan term, member benefits level, payment method, and other criteria. The published auto loan rates shown on the rates page range from 5.24% to 7.24% APR for terms up to 36 to 84 months, effective November 6, 2026. Rates are subject to change.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, including consumer banking, lending, business banking, commercial lending, and insurance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"More than 1 million members and their families in all 50 states; consumers and businesses; and members connected through more than 700 companies and organizations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals, families, and businesses seeking member-owned banking, savings, lending, financial planning, and related financial services, subject to DCU membership eligibility.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing checking and savings accounts\nSaving through certificates, money market accounts, and IRAs\nFinancing or refinancing vehicles\nObtaining mortgages, home equity loans, personal loans, or student loans\nAccessing business checking, savings, and commercial lending\nUsing financial calculators for vehicle, savings, loan, mortgage, and retirement planning\nChecking FICO scores and using digital banking services\nMaking loan payments and managing membership applications","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to consumer and business banking products\nFlexible borrowing and financing options\nSupport for saving, retirement, and other financial goals\nFinancial education and informed decision-making\nDigital and self-service access to banking tasks\nPotential savings through member-focused rates, lower fees, and returned value\nAccess to federally insured accounts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://dcu.org","updated_at":"2026-11-07T05:22:41.808918+00:00"}]}],"last_refreshed_at":"2026-11-07T05:22:41.815542+00:00","last_changed_at":"2026-11-07T05:22:41.822363+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=02cdd075-a74d-4465-a875-28ca4f35e423"}