# Digital Federal Credit Union > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/digital-federal-credit-union - **Dataset:** https://optimly.ai/brand/digital-federal-credit-union.json - **Markdown:** https://optimly.ai/brand/digital-federal-credit-union/llms.txt - **Official website:** https://dcu.org - **Slug:** digital-federal-credit-union - **Categories:** fintech-financial-services ## Overview - **Tagline:** Digital Federal Credit Union (DCU) is a not-for-profit, member-owned financial cooperative offering consumer and business banking and lending services. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Description:** Digital Federal Credit Union, better known as DCU, is a federally insured, not-for-profit financial cooperative owned and operated by its members. It offers banking, lending, financial education, calculators, digital banking support, and related services to consumers, families, and businesses. Source: Brand's website (https://dcu.org) · 2026-11-07 ## Identity - **Mission:** All Members Achieve Their Financial Goals Collaboratively. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Founders & leadership:** DCU is governed by a Board of Directors. The executive team includes Shruti Miyashiro, President and Chief Executive Officer; Paul Bonville, SVP and Chief Audit Officer; and Elizabeth Boruhovin, Chief Risk Officer. DCU and First Tech are united as of January 1, 2026, with DCU operating as a division of First Technology Federal Credit Union during 2026. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Website:** https://dcu.org Source: Brand's website (https://dcu.org) · 2026-11-07 - **Voice & tone:** Member-focused, educational, practical, and service-oriented. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Founded:** October 1979 Source: Brand's website (https://dcu.org) · 2026-11-07 - **Headquarters:** 853 Donald Lynch Boulevard, PO Box 9130, Marlborough, Massachusetts 01752-9130. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Parent ownership:** DCU and First Technology Federal Credit Union merged into a single credit union named First Technology Federal Credit Union effective January 1, 2026. DCU operates as a division of First Technology Federal Credit Union during 2026. Source: Brand's website (https://dcu.org) · 2026-11-07 ## Offerings - **Problem solved:** Helps members and businesses manage money, save, borrow, plan for financial goals, access financial education, and complete banking tasks through digital, branch, ATM, telephone, and shared-branch channels. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Core capabilities:** - Consumer banking and lending - Business banking and lending - Checking, savings, certificate, and retirement accounts - Vehicle, mortgage, personal, student, commercial, and credit card lending - Financial education and planning calculators - Digital banking support and account services - Fee-free, premium, and additional member services - Membership applications and eligibility support Source: Brand's website (https://dcu.org) · 2026-11-07 - **Products / SKUs:** - Free Checking - HSA Checking - Visa Debit Card - Greenlight Debit Card - Primary Savings - Advantage Savings - Money Market Savings - Regular, Jumbo, and Jump-Up Certificates Source: Brand's website (https://dcu.org) · 2026-11-07 - **Pricing:** Product rates vary by product, credit history, loan term, member benefits level, payment method, and other criteria. The published auto loan rates shown on the rates page range from 5.24% to 7.24% APR for terms up to 36 to 84 months, effective November 6, 2026. Rates are subject to change. Source: Brand's website (https://dcu.org) · 2026-11-07 ## Audience - **Target industry:** Financial services, including consumer banking, lending, business banking, commercial lending, and insurance. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Customer base:** More than 1 million members and their families in all 50 states; consumers and businesses; and members connected through more than 700 companies and organizations. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Ideal customer profile:** Individuals, families, and businesses seeking member-owned banking, savings, lending, financial planning, and related financial services, subject to DCU membership eligibility. Source: Brand's website (https://dcu.org) · 2026-11-07 - **Use cases:** - Opening and managing checking and savings accounts - Saving through certificates, money market accounts, and IRAs - Financing or refinancing vehicles - Obtaining mortgages, home equity loans, personal loans, or student loans - Accessing business checking, savings, and commercial lending - Using financial calculators for vehicle, savings, loan, mortgage, and retirement planning - Checking FICO scores and using digital banking services - Making loan payments and managing membership applications Source: Brand's website (https://dcu.org) · 2026-11-07 - **Customer outcomes:** - Access to consumer and business banking products - Flexible borrowing and financing options - Support for saving, retirement, and other financial goals - Financial education and informed decision-making - Digital and self-service access to banking tasks - Potential savings through member-focused rates, lower fees, and returned value - Access to federally insured accounts Source: Brand's website (https://dcu.org) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.