# Extra Card
> Extra is a financial technology company that offers the first debit card that builds credit and earns rewards. By connecting to a user's existing bank account via Plaid, it spots the funds for purchases and reports the payment to credit bureaus at the end of the month.
- URL: https://optimly.ai/brand/extra-card
- Slug: extra-card
- BAI Score: 72/100
- Archetype: Challenger
- Category: Fintech
- Last Analyzed: April 11, 2026
## Competitors
- Chime Credit Builder (https://optimly.ai/brand/chime-credit-builder)
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## Full Details / RAG Data
### Overview
Extra Card is listed in the AI Directory.
Extra is a financial technology company that offers the first debit card that builds credit and earns rewards. By connecting to a user's existing bank account via Plaid, it spots the funds for purchases and reports the payment to credit bureaus at the end of the month.
### Metadata
| Field        | Value |
|--------------|-------|
| Name         | Extra Card |
| Slug         | extra-card |
| URL          | https://optimly.ai/brand/extra-card |
| BAI Score    | 72/100 |
| Archetype    | Challenger |
| Category     | Fintech |
| Last Analyzed | April 11, 2026 |
| Last Updated | 2026-04-12T09:22:13.594Z |
### Verified Facts
- Founded: 2020
- Headquarters: New York, NY
### Competitors
| Name | Profile |
|------|---------|
| Chime Credit Builder | https://optimly.ai/brand/chime-credit-builder |
### Links
- Canonical page: https://optimly.ai/brand/extra-card
- JSON endpoint: /brand/extra-card.json
- LLMs.txt: /brand/extra-card/llms.txt