# Extra Card
> Extra is a financial technology company that offers the first debit card that builds credit and earns rewards. By connecting to a user's existing bank account via Plaid, it spots the funds for purchases and reports the payment to credit bureaus at the end of the month.
- URL: https://optimly.ai/brand/extra-card
- Slug: extra-card
- BAI Score: 72/100
- Archetype: Challenger
- Category: Fintech
- Last Analyzed: April 11, 2026
## Competitors
- Chime Credit Builder (https://optimly.ai/brand/chime-credit-builder)