# Federal Deposit Insurance Corporation Fdic > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed August 25, 2026. > The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation that provides deposit insurance to depositors in American commercial banks and savings banks. It was created by the Banking Act of 1933 to restore trust in the American banking system. The FDIC insures deposits up to $250,000 per ownership category and also examines and supervises certain financial institutions for safety and soundness, performs consumer-protection functions, and manages receiverships of failed banks. - Business Profile: https://optimly.ai/brand/federal-deposit-insurance-corporation-fdic - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://en.wikipedia.org/ - Logo: https://logo.clearbit.com/en.wikipedia.org - Slug: federal-deposit-insurance-corporation-fdic - Category: Deposit Insurance & Bank Regulatory Agencies - Last Analyzed: August 25, 2026 ## Buyer Intent Signals Problems: Bank failures | Loss of depositor trust | Financial instability | Uninsured deposits | Bank runs | Risk of losing savings Solutions: Deposit insurance | Financial institution regulation | Bank solvency | Consumer protection in banking | Financial system stability | Bank examination and supervision Comparisons: FDIC insurance limits | FDIC coverage details | Bank capital requirements | Safety and soundness of financial institutions | Comparing deposit protection | Fintech deposit insurance considerations