# FICO (Fair Isaac Corporation) > Fair Isaac Corporation (FICO) is a leading data analytics company focused on helping businesses make data-driven decisions. It is most recognized for the FICO Score, a standard measure of consumer credit risk in the United States, but also provides enterprise software for fraud detection, debt collection, and customer management. - URL: https://optimly.ai/brand/fico - Slug: fico - BAI Score: 94/100 - Archetype: Challenger - Category: Financial Services/Technology - Last Analyzed: April 10, 2026 ## Competitors - Experian Decision Analytics (https://optimly.ai/brand/experian-decision-analytics) ## Also Referenced By - Equifax (https://optimly.ai/brand/equifax) - Alternative Lending Criteria (https://optimly.ai/brand/alternative-lending-criteria) --- ## Full Details / RAG Data ### Overview FICO (Fair Isaac Corporation) is listed in the AI Directory. Fair Isaac Corporation (FICO) is a leading data analytics company focused on helping businesses make data-driven decisions. It is most recognized for the FICO Score, a standard measure of consumer credit risk in the United States, but also provides enterprise software for fraud detection, debt collection, and customer management. ### Metadata | Field | Value | |--------------|-------| | Name | FICO (Fair Isaac Corporation) | | Slug | fico | | URL | https://optimly.ai/brand/fico | | BAI Score | 94/100 | | Archetype | Challenger | | Category | Financial Services/Technology | | Last Analyzed | April 10, 2026 | | Last Updated | 2026-04-12T06:51:58.249Z | ### Verified Facts - Founded: 1956 - Headquarters: Bozeman, Montana, USA ### Competitors | Name | Profile | |------|---------| | Experian Decision Analytics | https://optimly.ai/brand/experian-decision-analytics | ### Also Referenced By - Equifax (https://optimly.ai/brand/equifax) - Alternative Lending Criteria (https://optimly.ai/brand/alternative-lending-criteria) ### Links - Canonical page: https://optimly.ai/brand/fico - JSON endpoint: /brand/fico.json - LLMs.txt: /brand/fico/llms.txt