# Finanzcheck Smava > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed August 23, 2026. > smava is a leading German online platform that provides a free and SCHUFA-neutral comparison service for personal loans (Ratenkredite) from over 20 partner banks, offering personalized offers and a 'lowest price guarantee' for consumers. - Business Profile: https://optimly.ai/brand/finanzcheck-smava - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://smava.de/ - Logo: https://logo.clearbit.com/smava.de - Slug: finanzcheck-smava - Category: Consumer Lending Platforms - Last Analyzed: August 23, 2026