{"name":"Fio banka","domain":"fio.cz","url":"https://optimly.ai/brand/fio-banka","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Fio banka is a Czech bank combining low-cost internet banking with a broad branch network and online investment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"description","label":"Description","shape":"text","content":"Fio banka, a.s. offers personal and business banking, payment services, savings, loans, cards, digital banking, investment products, securities trading, mutual funds and financial-market information.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To provide low-cost banking and investment services through online applications and a broad branch network.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://fio.cz","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Promotional, straightforward and informative, emphasizing simplicity, convenience, innovation and low or zero fees.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Fio banka, a.s., Na Florenci 2139/2, Nové Město, 110 00 Praha 1, Czech Republic.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals, entrepreneurs and companies manage everyday banking, payments, financing and investments through online tools and branches, with an emphasis on minimizing fees and simplifying access.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal and business current accounts\nDomestic, international and SEPA payments\nPayment cards, ATMs and cash services\nSavings and loans, including mortgages and overdrafts\nInternetbanking, Smartbanking and banking API\nBank iD identity services\nOnline securities trading through e-Broker and Smartbroker\nMutual funds and investment funds","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Fio personal account\nFio business account\nInternetbanking\nSmartbanking mobile application\nBanking API\nVisa and Mastercard payment cards\nMortgages and other loans\nOverdrafts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Personal and business accounts are offered free of charge, including account opening and maintenance. The business account page also states that many payments, cards, withdrawals and cash deposits are free. Mutual funds can be purchased with no entry or exit fees, subject to a stated 3% fee when units are sold within 12 months; regular investment starts at CZK 300 per month and one-time investment at CZK 5,000.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking, financial services and investment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, entrepreneurs, businesses, bank clients, retail investors and experienced investors.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Czech individuals seeking low-cost everyday banking, entrepreneurs and companies needing fee-free business banking and digital payment tools, and investors seeking online securities trading or mutual funds.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing a personal bank account online\nManaging a business account and business payments\nMaking domestic, international and SEPA payments\nWithdrawing and depositing cash through branches and ATMs\nUsing Internetbanking, Smartbanking or the banking API\nApplying for mortgages, loans or overdrafts\nPaying by card or accepting card payments through a terminal or gateway\nVerifying identity and accessing public or commercial services through Bank iD","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to personal and business accounts without account-opening or maintenance fees\nFee-free or reduced-cost everyday payments and cash services as described for the relevant account\nOnline access to banking through web, mobile and API channels\nConvenient online investing and securities trading\nAbility to start regular fund investments from CZK 300 per month\nAccess to mortgages, loans and overdraft facilities\nAccess to a broad branch and ATM network across the Czech Republic\nSimplified online dividend-payment requests using Fio Bank iD","source_type":"1p_website","source_label":"Brand's website","source_url":"https://fio.cz","updated_at":"2026-11-07T06:04:19.129809+00:00"}]}],"last_refreshed_at":"2026-11-07T06:04:19.134195+00:00","last_changed_at":"2026-11-07T06:04:19.140348+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=fc95ad1f-71db-41ef-82aa-470f80c497c4"}