{"name":"First Community Credit Union","domain":"myfirstccu.org","url":"https://optimly.ai/brand/first-community-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"First Community Credit Union is a member-focused, Oregon-based, full-service credit union offering personal and business banking, lending, mortgages, digital banking, and community-focused financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"description","label":"Description","shape":"text","content":"Founded in 1957 by 12 teachers in Bandon, First Community Credit Union is headquartered in Coquille and serves more than 90,000 members through 29 branches across Oregon. It describes itself as a $1.8 billion full-service financial institution and is federally insured by the NCUA.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"We build lasting relationships through personalized service and digital solutions, providing friendly personal support and easy digital tools to help members achieve financial success.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://myfirstccu.org","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Member-focused, community-oriented, supportive, personal, and practical, with an emphasis on financial success, trust, and accessible digital tools.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1957","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Coquille, Oregon","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Not-for-profit organization that answers to members, not stakeholders.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps Oregon members and businesses manage everyday finances, save and earn dividends, access loans and mortgages, conduct banking digitally, and achieve financial goals with personalized support and competitive rates.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal checking and savings accounts\nBusiness checking and savings services\nCertificates of deposit\nMoney market, IRA, health savings, and high-yield savings accounts\nAuto, home, land, construction, and mortgage lending\nMortgage refinancing and first-time homebuyer programs\nDigital banking and mobile banking\nMobile check deposit","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Personal banking accounts\nBusiness banking accounts\nChecking and savings accounts\n13-month promotional certificates of deposit\nCertificates of deposit\nAuto loans\nConventional mortgages\nLand loans","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Pricing includes prospective deposit rates and APYs, including up to 3.85% APY on a 13-month promotional certificate for qualifying deposits of $50,000 or more in new money, and a promoted auto loan rate of 4.49% APR. The site also lists a $595 mortgage origination fee for conventional mortgages, no origination fee for HomeAdvantage, and various account and service fees. Rates and fees are subject to the disclosures and schedules published by the credit union.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, specifically consumer and business banking and lending.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, families, first-time homebuyers, businesses, and credit union members across Oregon.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Oregon consumers and businesses seeking a local full-service credit union for deposit accounts, digital banking, auto loans, mortgages, business banking, and personalized financial support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Managing personal checking and savings\nManaging business finances and deposits\nEarning dividends or interest through savings and certificates\nFinancing a vehicle\nPurchasing or refinancing a home\nFinancing land or new home construction\nBuying a first home\nDepositing checks and managing accounts through mobile banking","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Financial goals supported through personalized service and digital tools\nAccess to competitive loan rates and tailored financial solutions\nLifetime local servicing for qualifying mortgage loans\nSimplified first-time homebuying through lower rates, reduced mortgage insurance requirements, and a 5% minimum down payment through HomeAdvantage\nConvenient account access through digital and mobile banking\nFaster and more secure access to statements through eStatements\nCommunity organizations strengthened through credit union contributions\nDeposits federally insured by the NCUA up to stated coverage limits","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myfirstccu.org","updated_at":"2026-11-07T05:17:58.685220+00:00"}]}],"last_refreshed_at":"2026-11-07T05:17:58.879178+00:00","last_changed_at":"2026-11-07T05:17:59.399175+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=be44f0ba-0650-4996-95f2-2acd261deb4c"}