{"name":"First National Bank Texas","domain":"1stnb.com","url":"https://optimly.ai/brand/first-national-bank-texas","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"First National Bank Texas (FNBT) is a community bank providing personal, business, mortgage, lending, deposit, card, digital banking, and financial wellness services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"description","label":"Description","shape":"text","content":"First National Bank Texas is a well-capitalized, FDIC-insured community bank founded in 1901 in Killeen, Texas. It serves more than one million customers through over 340 locations in Texas, Arizona, Arkansas, and New Mexico, offering banking products, loans, mortgages, cards, digital services, and financial wellness resources.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Putting customers first by providing convenient banking solutions, quality financial products, and world-class service.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://1stnb.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Customer-first, reassuring, practical, convenient, and community-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1901","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"First National Bank Texas operates alongside affiliates First Convenience Bank and First Heroes National Bank. First Community Mortgage opened in 1988 as a division of First National Bank Texas.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals, families, businesses, students, military members, and homebuyers manage money, save, borrow, make payments, and access banking services conveniently.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal checking and savings accounts\nCertificates of deposit and IRAs\nDebit and credit cards\nPersonal, auto, recreational, home equity, commercial, and SBA loans\nMortgage lending through First Community Mortgage\nBusiness banking\nOnline and mobile banking\nFinancial wellness education and calculators","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Power Account\nChecking with Interest\neAccount\nPower Stash\nPresident Select High Yield Checking\nService 1 and Service 1 High Yield accounts\nFlex Account youth banking for customers ages 15 to 21\nSavings accounts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Pricing varies by product. The site lists account fees, minimum opening deposits, interest rates, and promotional APYs. Examples include no monthly maintenance fee for the Flex Account, an $500 minimum opening deposit for the featured 8-month CD, and a 3.75% APY promotional 8-month CD rate. Loan pricing is determined by credit, collateral, APR, and loan terms.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"More than one million customers, including consumers, students, families, military members, homebuyers, investors, and business customers. The bank serves customers through locations in Texas, Arizona, Arkansas, and New Mexico and offers mortgage assistance throughout the United States.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and families seeking community banking, checking, savings, cards, loans, mortgages, and digital banking; students ages 15 to 21; military customers; homebuyers and property investors; and businesses needing banking or lending services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing checking or savings accounts\nSaving through CDs and interest-bearing accounts\nSending and receiving money with Zelle\nManaging finances through online and mobile banking\nUsing debit and credit cards for purchases\nBuilding financial confidence and improving money management\nFinancing a vehicle or personal purchase\nBuying, refinancing, or investing in residential property","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Greater convenience through 7-day banking, extended hours, digital banking, and mobile access\nAccess to checking, savings, lending, card, and mortgage products\nAbility to save with fixed-rate CDs and FDIC-insured deposit products\nAccess to financial wellness education, tools, and calculators\nAbility to manage cards, alerts, payments, and transactions digitally\nMortgage support for home purchases, refinancing, and investment properties\nAccess to banking services through more than 340 locations and over 400 ATMs\nFee-free Gold Key ATM transactions, subject to stated terms","source_type":"1p_website","source_label":"Brand's website","source_url":"https://1stnb.com","updated_at":"2026-11-07T06:39:49.483620+00:00"}]}],"last_refreshed_at":"2026-11-07T06:39:49.489759+00:00","last_changed_at":"2026-11-07T06:39:49.494843+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=73a2b35e-1504-4a13-a4b6-ec88acf85722"}