{
  "slug": "formance",
  "name": "Formance",
  "description": "Formance provides an open-source programmable ledger for fiat and digital assets. It enables users to model any flow of funds, track every cent in real time, and build on an immutable system of record trusted by regulators and auditors.",
  "url": "https://optimly.ai/brand/formance",
  "websiteUrl": "https://formance.com/",
  "logoUrl": "https://logo.clearbit.com/formance.com",
  "baiScore": 55,
  "bai_tier_status": "active",
  "bai_score_status": "active",
  "archetype": null,
  "archetype_status": "active",
  "category": "Core Banking Platforms",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "competitorsProse": null,
  "inboundCompetitors": [],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-09-07T21:46:16.941Z",
  "verifiedVitals": {
    "website": "https://formance.com",
    "category": "Financial Technology",
    "what_it_does": "Formance provides an open-source programmable ledger for managing fiat and digital assets, enabling businesses to model any flow of funds, track every cent in real time, and build on an immutable system of record. It offers features for payment workflows, connectivity to various payment service providers and banks, and continuous reconciliation.",
    "primary_audience": "Businesses and teams involved in financial operations, including those in digital assets, fintech, AI, vertical SaaS, and corporate treasury, specifically targeting engineers, product managers, finance professionals, and operations teams.",
    "core_product": "An open-source programmable ledger for fiat and digital assets, including Numscript for modeling money flows, connectivity to payment providers, and reconciliation tools."
  },
  "intentTags": null,
  "businessProfileClaims": [],
  "timestamp": 1789841482861
}