# Grain Technology Yc W20 > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed September 8, 2026. > Grain Technology (operating as Grain) builds financial technologies. Originally a consumer credit app, the company transitioned in 2023 to focus on B2B products: Velex, an automated cash-flow scoring solution for precise borrower insights, and Atlas, an all-in-one cloud-based platform for loan origination, management, and servicing. - Business Profile: https://optimly.ai/brand/grain-technology-yc-w20 - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://grain.credit/ - Logo: https://logo.clearbit.com/grain.credit - Slug: grain-technology-yc-w20 - Brand Authority Index tier: Emerging - Category: Loan Management Software - Last Analyzed: September 8, 2026