{
  "slug": "increase",
  "name": "Increase",
  "description": "Increase provides an API-first banking platform offering comprehensive infrastructure for technology companies to build, move, store, and lend money. Its services include a modern banking core for payments, full-stack card issuing, flexibly-titled bank accounts, modular compliance, and tailored loan programs, all accessible via transparent APIs.",
  "url": "https://optimly.ai/brand/increase",
  "websiteUrl": "https://increase.com/",
  "logoUrl": "https://logo.clearbit.com/increase.com",
  "baiScore": 55.8,
  "bai_tier_status": "active",
  "bai_score_status": "active",
  "archetype": null,
  "archetype_status": "active",
  "category": "Banking as a Service (BaaS) Platforms",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "competitorsProse": null,
  "inboundCompetitors": [],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-09-23T06:27:18.382Z",
  "verifiedVitals": {
    "website": "https://increase.com",
    "category": "Fintech, Banking-as-a-Service",
    "what_it_does": "Increase provides API-first banking infrastructure for technology companies to move, store, and lend money. This includes comprehensive services for payments (ACH, Wires, FedNow, Real-Time Payments, Checks, Push-to-card, Swift, Blockchain), full-stack card issuing, flexibly-titled bank accounts, modular compliance, and tailored loan programs.",
    "primary_audience": "Ambitious technology companies, industry-leading companies processing billions of dollars a day, horizontal platforms, and vertical fintechs.",
    "core_product": "An API-first banking platform offering bare-metal payments (ACH, Wires, FedNow, Real-Time Payments, Checks, Push-to-card, Swift, Blockchain), full-stack card issuing, flexibly-titled bank accounts, modular compliance, and tailored loan programs.",
    "pricing_model": {
      "kind": "custom",
      "detail": "Increase offers custom pricing for financial technology platforms moving funds for their customers or those with large corporate balances. Monthly fees vary by use case, and customers are advised to contact sales for details."
    },
    "parent_ownership": "Increase is a private company founded by Darragh Buckley in 2020. Increase Technologies, Inc. provides the technology services, while banking products and services are offered by Increase Bank (an FDIC-member institution acquired by Darragh Buckley in 2025 and rebranded from Twin City Bancorp) and other partner banks.",
    "named_competitors": [
      "Treasury Prime",
      "Marqeta",
      "Stripe",
      "Thought Machine"
    ]
  },
  "intentTags": {
    "problemIntents": [
      "Difficulty building and scaling financial products with traditional banking.",
      "Lack of transparency and control over payment networks and banking operations.",
      "Challenges with traditional banking infrastructure and third-party vendor dependencies.",
      "Need for streamlined compliance in financial product development.",
      "Desire for programmatic workflows instead of manual banking processes.",
      "Inefficiencies in payment processing (ACH, Wires, FedNow, RTP, Cards)."
    ],
    "solutionIntents": [
      "Seeking API-first banking solutions for financial product innovation.",
      "Looking for comprehensive embedded banking infrastructure.",
      "Desire for direct access to payment networks (ACH, Wires, FedNow, RTP, Checks, Cards).",
      "Need for flexible and scalable bank accounts and card issuing capabilities.",
      "Interested in modular compliance solutions for fintech products.",
      "Searching for reliable and transparent banking technology partners."
    ],
    "evaluationIntents": [
      "Comparing API-first banking platforms for features and reliability.",
      "Assessing banking infrastructure providers for direct network integration.",
      "Reviewing platforms for full-stack card issuing and account management.",
      "Evaluating compliance support for embedded finance solutions.",
      "Investigating banking partners with deep financial industry expertise and strong uptime records.",
      "Considering solutions for transparent transaction data access via APIs."
    ]
  },
  "businessProfileClaims": [],
  "timestamp": 1790407772893
}