# Industrial and Commercial Bank of China (Canada)

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/industrial-and-commercial-bank-of-china-canada
- **Dataset:** https://optimly.ai/brand/industrial-and-commercial-bank-of-china-canada.json
- **Markdown:** https://optimly.ai/brand/industrial-and-commercial-bank-of-china-canada/llms.txt
- **Official website:** https://icbk.ca
- **Slug:** industrial-and-commercial-bank-of-china-canada
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Canadian bank providing personal, commercial, investment, mortgage, foreign exchange, remittance and China-Canada cross-border banking services.
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Description:** Industrial and Commercial Bank of China (Canada) provides personal and commercial banking services, including accounts, term deposits and GICs, mortgages, foreign exchange, remittances, online and mobile banking, and cross-border services connecting Canada and China.
Source: Brand's website (https://icbk.ca) · 2026-11-07

## Identity

- **Mission:** To make banking services more convenient and bridge customers' banking needs between Canada and China.
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Website:** https://icbk.ca
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Voice & tone:** Professional, service-oriented, informative and convenience-focused.
Source: Brand's website (https://icbk.ca) · 2026-11-07

## Offerings

- **Problem solved:** Helps individuals and businesses manage everyday banking, cash flow, investments, mortgages, foreign exchange, remittances and financial activities between Canada and China.
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Core capabilities:**
  - Personal banking accounts
  - Commercial cash-flow management
  - External account linking
  - Account reconciliation and electronic statements
  - Term deposits and GICs
  - Mortgage lending
  - Foreign exchange services
  - RMB and CAD cross-border banking
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Products / SKUs:**
  - Easy Account
  - Personal bank accounts
  - Term deposits
  - GICs
  - Mortgages
  - RMB pre-settlement remittance
  - Student GIC Program
  - Foreign exchange
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Pricing:** The site advertises Easy Account interest rates of CAD 3.30% and USD 4.00%, one-year GIC rates of CAD 3.50% per annum and USD 4.20% per annum, a 2-year fixed closed mortgage rate of 5.20%, and a 5-year variable closed mortgage rate of prime minus 0.70%.
Source: Brand's website (https://icbk.ca) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Customer base:** Personal banking customers, commercial clients, international students, and customers needing Canada-China cross-border financial services.
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Ideal customer profile:** Individuals and businesses in Canada seeking everyday banking, cash-flow management, savings and investment products, mortgages, foreign exchange, remittances, or financial services connected to China.
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Use cases:**
  - Managing chequing and savings balances in CAD, USD and RMB
  - Managing business cash electronically across linked accounts
  - Reconciling accounts and accessing statements online
  - Saving through term deposits and GICs
  - Obtaining customized mortgage solutions
  - Remitting funds between Canada and China
  - Using RMB pre-settlement remittance services
  - Meeting Canadian study permit and visa banking requirements through a Student GIC
Source: Brand's website (https://icbk.ca) · 2026-11-07

- **Customer outcomes:**
  - Convenient day-to-day banking
  - Interest earned on eligible account balances
  - Access to multi-currency banking
  - Lower-cost electronic money transfers compared with traditional methods
  - Reduced bookkeeping and account-reconciliation time
  - Access to tailored mortgage solutions
  - Faster and easier global remittances
  - Support meeting study permit and visa banking requirements
Source: Brand's website (https://icbk.ca) · 2026-11-07

Page last updated 2026-11-07.

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