# J&T banka d.d.

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/j-t-banka-d-d
- **Dataset:** https://optimly.ai/brand/j-t-banka-d-d.json
- **Markdown:** https://optimly.ai/brand/j-t-banka-d-d/llms.txt
- **Official website:** https://jtbanka.hr
- **Slug:** j-t-banka-d-d
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** J&T banka d.d. is a Croatian bank serving individual and business customers with savings, account, lending and business-banking products.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Description:** J&T banka d.d. provides personal and business banking services, including deposits, current and giro accounts, loans and business banking. The bank emphasizes personal service, trust, tailored financing and long-term partnerships.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

## Identity

- **Mission:** To provide banking products and services tailored to the needs and capabilities of individual and business customers, supported by personal service and a clear vision for growth in Croatia.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Founders & leadership:** Management Board: Hrvoje Draksler, President; Petar Rajković, Member. Supervisory Board: Igor Kovač, President; Marijan Marušić, Member.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Website:** https://jtbanka.hr
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Voice & tone:** Personal, trust-oriented, partnership-focused and confident.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

## Offerings

- **Problem solved:** Helps individuals manage savings and bank accounts, and helps businesses obtain suitable financing and banking partnerships tailored to their needs.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Core capabilities:**
  - Personal banking
  - Business banking
  - Savings and term deposits in euros and foreign currencies
  - Current and giro accounts
  - Business lending
  - Currency exchange and exchange-rate services
  - Payment processing and SEPA-related services
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Products / SKUs:**
  - Term savings and deposits
  - Current accounts
  - Giro accounts
  - Loans for business entities
  - Business banking services
  - Currency exchange services
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Pricing:** The website advertises promotional fixed annual interest rates for citizen term savings: 1.70% for 3 months, 2.70% for 6 months and 2.70% for 12 months, with a minimum deposit of EUR 1,000 and the promotion extended through 30 November 2026.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Customer base:** Individual citizens, savers, current and giro account holders, and business entities, including both large and small businesses.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Ideal customer profile:** Individuals seeking savings and everyday banking products, and Croatian business entities seeking tailored loans and a long-term banking partner.
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Use cases:**
  - Opening and managing current or giro accounts
  - Saving and placing funds in euro or foreign-currency deposits
  - Obtaining business financing
  - Managing business banking relationships
  - Making domestic and SEPA-related payments
  - Checking currency exchange rates
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

- **Customer outcomes:**
  - Access to savings options with tailored maturities and interest rates
  - Bank accounts and services designed around customer expectations
  - Financing conditions aligned with business needs and capabilities
  - A banking relationship intended to support long-term business results
Source: Brand's website (https://jtbanka.hr) · 2026-11-07

Page last updated 2026-11-07.

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