{"name":"Joetsu Shinkin Bank","domain":"joetsu-shinkin.jp","url":"https://optimly.ai/brand/joetsu-shinkin-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"新潟県上越地域を中心に、個人・法人・中小企業向けの金融商品・サービスを提供する信用金庫。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"description","label":"Description","shape":"text","content":"上越信用金庫は、預金、融資、資産運用、インターネットバンキング、ATM、法人向けデジタルサービスなどを提供する地域金融機関です。上越市と糸魚川市を中心に店舗・ATMを展開しています。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"地域金融機関として地域社会の繁栄を願い、人々の夢の実現と中小企業の発展に貢献する。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"理事長：日馬直一","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://joetsu-shinkin.jp","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"地域密着型で温かく、信頼と対面のつながりを重視する語り口。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1925年7月7日創立。2025年7月7日に創立100周年を迎えました。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"新潟県上越市（本店所在地：新潟県上越市中央1-11-1）","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"個人や企業の資金調達、預金・資産運用、日常的な決済や資金管理、経営上の課題解決を支援する。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"個人向け預金・融資\n法人・中小企業向け融資および金融支援\n住宅ローン、マイカーローン、教育ローン、個人ローン\n資産運用商品・相談\n個人・法人向けインターネットバンキング\nATM・キャッシュカード・コンビニATMサービス\n法人向けデジタルサービス「ケイエール」\n経営相談・課題解決支援","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"WEB完結型ローン\n住宅ローン「あっと・ほ〜夢S」\nマイカーローン「カーライフプラン」「しんきんGOODどらいぶ」\n教育ローン\n個人ローン「かがやき」「スピードローン」「ときめきローン」「Assist Loan」「シニアライフローン」\n流動性預金\n定期預金\n定期積金","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"商品・サービスごとに金利や手数料が設定されています。住宅ローン、各種個人ローン、預金金利、手数料一覧を公開しています。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"金融サービス。特に地域の個人、法人、中小企業を対象とする地域金融。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"上越市・糸魚川市を中心とする地域の個人、法人、個人事業主、中小企業、地域団体。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"上越地域の個人、法人、個人事業主、中小企業。法人向けデジタルサービス「ケイエール」は、上越信用金庫に預金口座を持つ法人・個人事業主が対象です。","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"生活資金・住宅・自動車・教育などの融資\n預金・定期積金による資金の管理・運用\n国債、保険、信託、iDeCoなどによる資産運用\nスマートフォンやパソコンからのローン申込み\nインターネットバンキングによる個人・法人取引\nスマートフォンでの取引明細確認\n複数金融機関の口座残高・入出金履歴の一括管理\n電子請求書の発行・入金確認","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"来店せずにスマートフォンやパソコンからローン手続きを完了できる\n資金繰り表を自動作成し、複数金融機関の資金状況を一括管理できる\n請求書・領収書をオンラインで管理し、ペーパーレス化できる\n金融機関への経営相談や課題解決策の提案を受けられる\n店舗やATM、コンビニATMで日常的な金融取引を利用できる\n地域の個人や中小企業の夢の実現・発展を金融面から支援する","source_type":"1p_website","source_label":"Brand's website","source_url":"https://joetsu-shinkin.jp","updated_at":"2026-11-07T06:37:28.352634+00:00"}]}],"last_refreshed_at":"2026-11-07T06:37:28.358935+00:00","last_changed_at":"2026-11-07T06:37:28.363300+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=22ce0549-a928-439a-9d3d-f1f4476dca82"}