{
  "slug": "knotapi",
  "name": "Knotapi",
  "description": "Knotapi builds API products that connect cardholders to hundreds of merchants, enabling financial institutions and fintechs to automate card-on-file updates, access SKU-level transaction data, generate revenue, delight users, and increase retention.",
  "url": "https://optimly.ai/brand/knotapi",
  "websiteUrl": "https://knotapi.com/",
  "logoUrl": "https://logo.clearbit.com/knotapi.com",
  "baiScore": 62.5,
  "bai_tier_status": "active",
  "bai_score_status": "active",
  "archetype": null,
  "archetype_status": "active",
  "category": "Card-on-File Update APIs",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "competitorsProse": null,
  "inboundCompetitors": [],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-09-23T22:17:51.207Z",
  "verifiedVitals": {
    "website": "https://knotapi.com",
    "category": "Fintech",
    "what_it_does": "Knotapi builds products that connect cardholders to hundreds of merchants, adding revenue-generating features to financial products, delighting users, and increasing retention. It provides an API-driven platform that automates card-on-file updates and delivers granular SKU-level transaction data, aiming to make finance apps more profitable and enjoyable to use by seamlessly connecting online accounts.",
    "primary_audience": "Banks, fintechs (including personal banking, business banking, and BaaS providers), and merchants.",
    "core_product": "Knotapi's core products include CardSwitcher™, which helps users become the default card-on-file at merchants; TransactionLink™, which unlocks SKU-level transaction data; AccountUpdater™, for automatic cardholder information updates; SubscriptionManager™, for viewing, managing, and canceling subscriptions; and AgenticShopping™, for embedding agentic shopping experiences into apps.",
    "pricing_model": {
      "kind": "custom",
      "detail": "Knotapi offers pricing plans for all stages of growth, including a 'Growth' plan with standard pricing and an 'Enterprise' plan for businesses needing flexibility and performance at scale, which features custom pricing."
    },
    "named_competitors": [
      "Razorpay",
      "TrueLayer",
      "M2P Fintech",
      "Lithic",
      "Brex"
    ]
  },
  "intentTags": null,
  "businessProfileClaims": [],
  "timestamp": 1790530758727
}