{"name":"Kreissparkasse Ravensburg","domain":"kreissparkasse-ravensburg.de","url":"https://optimly.ai/brand/kreissparkasse-ravensburg","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Kreissparkasse Ravensburg is a regional savings bank providing banking, financing, investment, insurance and digital banking services for private and business customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"description","label":"Description","shape":"text","content":"Kreissparkasse Ravensburg offers personal and business banking through branches, online banking and service centers. Its offerings include accounts, cards, loans, mortgages, savings, investments, retirement planning, insurance and business finance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"}]},{"header":"Identity","sections":[{"key":"website","label":"Website","shape":"text","content":"https://kreissparkasse-ravensburg.de","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Service-oriented, accessible and locally focused, with an emphasis on personal support, digital convenience and regional connection.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Meersburgerstr. 1, 88213 Ravensburg, Germany","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps private individuals and businesses manage everyday banking, payments, borrowing, saving, investing, insurance and financial planning.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Current and business accounts\nCredit and debit cards\nOnline and mobile banking\nPayment services\nPersonal loans and business financing\nMortgage and construction financing\nSavings and investments\nRetirement planning and insurance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"S-Heimatkonto and other current accounts\nS-Privatkredit\nS-Gewerbekredit\nKontokorrentkredit\nInvestitionskredit\nMortgage and construction financing\nCredit cards, including Mastercard Gold and Mastercard Business\nS Broker DepotPlus","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website advertises an S-Privatkredit promotional rate of 5.99%, subject to creditworthiness, with a stated borrowing rate from 5.83% p.a.; it also advertises Mastercard Gold as free for one year for new contracts. General pricing is referred to in the price and service schedule.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Private customers and business customers, including companies, professionals, agricultural customers and business founders.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and businesses in the Ravensburg region seeking a full-service savings bank for accounts, payments, financing, investments, insurance and financial management.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing current accounts\nOnline banking and mobile banking\nMaking payments and managing payment transactions\nApplying for personal loans\nFinancing property and construction projects\nFinancing business investments and working capital\nSaving regularly or investing for the long term\nOpening and managing securities accounts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to everyday banking and payment services\nDigital access to accounts and banking services\nFinancing for personal, property and business needs\nTools for saving and investing\nSupport with retirement planning and insurance\nAccess to branch-based, telephone and digital assistance\nOnline banking guidance in multiple languages","source_type":"1p_website","source_label":"Brand's website","source_url":"https://kreissparkasse-ravensburg.de","updated_at":"2026-11-07T05:18:56.063523+00:00"}]}],"last_refreshed_at":"2026-11-07T05:18:56.069849+00:00","last_changed_at":"2026-11-07T05:18:56.076707+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=d02b779a-f8ae-48f2-89fa-bb964a94fce3"}