# Kreissparkasse Ravensburg

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/kreissparkasse-ravensburg
- **Dataset:** https://optimly.ai/brand/kreissparkasse-ravensburg.json
- **Markdown:** https://optimly.ai/brand/kreissparkasse-ravensburg/llms.txt
- **Official website:** https://kreissparkasse-ravensburg.de
- **Slug:** kreissparkasse-ravensburg
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Kreissparkasse Ravensburg is a regional savings bank providing banking, financing, investment, insurance and digital banking services for private and business customers.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Description:** Kreissparkasse Ravensburg offers personal and business banking through branches, online banking and service centers. Its offerings include accounts, cards, loans, mortgages, savings, investments, retirement planning, insurance and business finance.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

## Identity

- **Website:** https://kreissparkasse-ravensburg.de
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Voice & tone:** Service-oriented, accessible and locally focused, with an emphasis on personal support, digital convenience and regional connection.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Headquarters:** Meersburgerstr. 1, 88213 Ravensburg, Germany
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

## Offerings

- **Problem solved:** Helps private individuals and businesses manage everyday banking, payments, borrowing, saving, investing, insurance and financial planning.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Core capabilities:**
  - Current and business accounts
  - Credit and debit cards
  - Online and mobile banking
  - Payment services
  - Personal loans and business financing
  - Mortgage and construction financing
  - Savings and investments
  - Retirement planning and insurance
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Products / SKUs:**
  - S-Heimatkonto and other current accounts
  - S-Privatkredit
  - S-Gewerbekredit
  - Kontokorrentkredit
  - Investitionskredit
  - Mortgage and construction financing
  - Credit cards, including Mastercard Gold and Mastercard Business
  - S Broker DepotPlus
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Pricing:** The website advertises an S-Privatkredit promotional rate of 5.99%, subject to creditworthiness, with a stated borrowing rate from 5.83% p.a.; it also advertises Mastercard Gold as free for one year for new contracts. General pricing is referred to in the price and service schedule.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Customer base:** Private customers and business customers, including companies, professionals, agricultural customers and business founders.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Ideal customer profile:** Individuals and businesses in the Ravensburg region seeking a full-service savings bank for accounts, payments, financing, investments, insurance and financial management.
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Use cases:**
  - Opening and managing current accounts
  - Online banking and mobile banking
  - Making payments and managing payment transactions
  - Applying for personal loans
  - Financing property and construction projects
  - Financing business investments and working capital
  - Saving regularly or investing for the long term
  - Opening and managing securities accounts
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

- **Customer outcomes:**
  - Access to everyday banking and payment services
  - Digital access to accounts and banking services
  - Financing for personal, property and business needs
  - Tools for saving and investing
  - Support with retirement planning and insurance
  - Access to branch-based, telephone and digital assistance
  - Online banking guidance in multiple languages
Source: Brand's website (https://kreissparkasse-ravensburg.de) · 2026-11-07

Page last updated 2026-11-07.

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