# Lokyata > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed September 24, 2026. > Lokyata provides an intelligent decisioning and autofunding platform for consumer installment lending. Powered by AI-enabled lead screening, cash flow underwriting, and portfolio analytics, it helps lenders lower customer acquisition costs (CPF), reduce first-payment defaults (FPD), and increase ROI. - Business Profile: https://optimly.ai/brand/lokyata - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://lokyata.com/ - Logo: https://logo.clearbit.com/lokyata.com - Slug: lokyata - Brand Authority Index tier: Emerging - Category: AI Lending Automation Software - Last Analyzed: September 24, 2026 --- ## Full Details / RAG Data ### Overview Lokyata has a Business Profile in the Optimly AI Brand Index. Lokyata provides an intelligent decisioning and autofunding platform for consumer installment lending. Powered by AI-enabled lead screening, cash flow underwriting, and portfolio analytics, it helps lenders lower customer acquisition costs (CPF), reduce first-payment defaults (FPD), and increase ROI. ### Metadata | Field | Value | |--------------|-------| | Name | Lokyata | | Slug | lokyata | | URL | https://optimly.ai/brand/lokyata | | Logo | https://logo.clearbit.com/lokyata.com | | Brand Authority Index tier | Emerging | | Category | AI Lending Automation Software | | Last Analyzed | September 24, 2026 | | Last Updated | 2026-09-27T14:08:31.767Z | ### Links - Canonical page: https://optimly.ai/brand/lokyata - Official website: https://lokyata.com/ - Publisher: https://optimly.ai - Dataset: https://optimly.ai/brand - JSON endpoint: /brand/lokyata.json - LLMs.txt: /brand/lokyata/llms.txt