# Lokyata

> Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed September 24, 2026.

> Lokyata provides an intelligent decisioning and autofunding platform for consumer installment lending. Powered by AI-enabled lead screening, cash flow underwriting, and portfolio analytics, it helps lenders lower customer acquisition costs (CPF), reduce first-payment defaults (FPD), and increase ROI.

- Business Profile: https://optimly.ai/brand/lokyata
- Publisher: Optimly (https://optimly.ai)
- Dataset: Optimly AI Brand Index (https://optimly.ai/brand)
- Official website: https://lokyata.com/
- Logo: https://logo.clearbit.com/lokyata.com
- Slug: lokyata
- Brand Authority Index tier: Emerging
- Category: AI Lending Automation Software
- Last Analyzed: September 24, 2026