# majority > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed August 9, 2026. > majority offers mobile banking in the U.S. for immigrants and non-citizens who can open an account with a passport or any valid ID from their home country. It also provides savings on money transfers, mobile top-ups, and international calls. - Business Profile: https://optimly.ai/brand/majority - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://majority.com/ - Logo: https://logo.clearbit.com/majority.com - Slug: majority - Brand Authority Index tier: Low Visibility - Archetype: Challenger - Category: Financial Services - Last Analyzed: August 9, 2026 ## Buyer Intent Signals Problems: Traditional bank account opening: Immigrants might attempt to open accounts at traditional banks, which often have stricter ID requirements, potentially requiring an SSN, making the process difficult | Physical money transfer services: Using services like Western Union or MoneyGram for international transfers, which can be more expensive and less convenient than digital solutions. | Relying on cash or home country accounts: Avoiding opening a U.S. bank account altogether and solely relying on cash transactions or managing finances through accounts in their home country, which sig Solutions: mobile banking for immigrants US | banking with foreign ID in US | international money transfer savings app | majority mobile banking reviews | prepaid international calls app | Separate international calling apps: Utilizing dedicated VoIP or international calling applications (e.g., WhatsApp, Skype, Google Voice) that are separate from banking services. | Other fintech platforms for specific services: Using a combination of different apps for banking (if possible), money transfers (e.g., Wise, Remitly), and mobile top-ups, rather than an integrated sol