# National Grand Bank > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/national-grand-bank - **Dataset:** https://optimly.ai/brand/national-grand-bank.json - **Markdown:** https://optimly.ai/brand/national-grand-bank/llms.txt - **Official website:** https://ngbank.com - **Slug:** national-grand-bank - **Categories:** fintech-financial-services ## Overview - **Tagline:** National Grand Bank is a community bank serving customers on the North Shore with mortgages, credit cards, deposit accounts, retirement products, and banking services. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Description:** National Grand Bank is a Marblehead-based bank established in 1831. It offers personal banking products and services including mortgages, credit cards, certificates of deposit, IRAs, education savings accounts, health savings accounts, online account opening, and convenience services. Source: Brand's website (https://ngbank.com) · 2026-11-08 ## Identity - **Mission:** To help customers, friends, and neighbors meet their financial goals through savings, retirement, education, and other banking products. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Website:** https://ngbank.com Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Voice & tone:** Community-oriented, informative, and service-focused. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Founded:** 1831; incorporated March 17, 1831. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Headquarters:** Marblehead Source: Brand's website (https://ngbank.com) · 2026-11-08 ## Offerings - **Problem solved:** Provides banking, borrowing, saving, retirement, education funding, and everyday banking services for individuals, families, and small businesses. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Core capabilities:** - Mortgage lending - Credit cards - Deposit accounts and savings products - Certificates of deposit - Retirement accounts, including Traditional, Roth, SEP, and SIMPLE IRAs - Education savings accounts - Health savings accounts - Online account opening Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Products / SKUs:** - Mortgages - Credit card - Certificate of Deposit (CD) - Traditional IRA - Roth IRA - SEP IRA - SIMPLE IRA - Coverdell Education Savings Account Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Pricing:** Rates vary by product and are published on the bank's current rates page. CDs require a minimum opening deposit of $1,000; IRA savings or money market accounts require a minimum deposit of $10; IRA and Coverdell CD accounts require a minimum deposit of $500. Source: Brand's website (https://ngbank.com) · 2026-11-08 ## Audience - **Target industry:** Banking and financial services Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Customer base:** Customers, friends, and neighbors on the North Shore, including individuals, families, parents saving for education, retirees and retirement savers, small business owners, and local community members. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Ideal customer profile:** North Shore individuals, families, retirees, parents, small business owners, and community members seeking local banking, lending, savings, retirement, education, or health savings products. Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Use cases:** - Open a new bank account online - Finance a home with a mortgage - Use a bank credit card - Save money through CDs, savings, or money market accounts - Plan for retirement with Traditional, Roth, SEP, or SIMPLE IRAs - Save for a child's education with a Coverdell ESA - Set aside funds for qualified medical expenses with an HSA - Access online, convenience, and 24-hour banking services Source: Brand's website (https://ngbank.com) · 2026-11-08 - **Customer outcomes:** - Grow savings with fixed-rate CDs and other deposit products - Plan for retirement with tax-advantaged accounts - Save for a child's qualified education expenses - Set aside funds for qualified medical expenses - Access local banking and mortgage services - Open accounts online and access convenience banking services Source: Brand's website (https://ngbank.com) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.