{
  "slug": "ncua-national-credit-union-administration",
  "name": "NCUA (National Credit Union Administration)",
  "description": "The NCUA Share Insurance Estimator is a tool provided by the National Credit Union Administration (NCUA) that helps consumers, credit unions, and their members understand how NCUA's share insurance rules apply to member share accounts, determining what's insured and what portion (if any) exceeds coverage limits.",
  "url": "https://optimly.ai/brand/ncua-national-credit-union-administration",
  "websiteUrl": "https://mycreditunion.gov/",
  "logoUrl": "https://logo.clearbit.com/mycreditunion.gov",
  "baiScore": 49,
  "bai_tier_status": "active",
  "bai_score_status": "active",
  "archetype": "Incumbent",
  "archetype_status": "active",
  "category": "Financial Services",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "competitorsProse": null,
  "inboundCompetitors": [],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-08-09T00:03:01.236Z",
  "verifiedVitals": {
    "website": "https://mycreditunion.gov",
    "founded": "2014",
    "headquarters": "Alexandria, VA (for NCUA)",
    "pricing_model": "Free (provided as a public service by a government agency)",
    "core_products": "Share Insurance Estimator (online tool), Share Insurance (core service of NCUA)",
    "key_differentiator": "It is the official share insurance calculator provided by the federal agency (NCUA) responsible for insuring credit union deposits, ensuring authoritative information based on federal regulations.",
    "target_markets": "Credit union members, consumers with credit union accounts, credit unions themselves, and financial advisors.",
    "employee_count": "N/A (specific to the tool, not the parent agency)",
    "funding_stage": "Government-funded",
    "subcategory": "Deposit Insurance Calculator"
  },
  "intentTags": {
    "problemIntents": [
      "Direct Consultation with NCUA or Credit Union: Manually contacting the NCUA or a credit union representative to discuss specific account coverage, which can be time-consuming but offers personalized g",
      "Financial Advisor/Estate Planner: Hiring a professional financial advisor or estate planner to assess and structure accounts for optimal insurance coverage, particularly for complex holdings.",
      "Uninformed Deposit Management: Not utilizing any tool or resource to understand share insurance, potentially leaving funds uncovered or mismanaged due to a lack of awareness of federal insurance limit"
    ],
    "solutionIntents": [
      "NCUA share insurance estimator",
      "credit union deposit insurance calculator",
      "how much is insured in my credit union account"
    ],
    "evaluationIntents": []
  },
  "businessProfileClaims": [],
  "timestamp": 1786525645785
}